Explore the ins and outs of home insurance coverage. From types to coverage limits, learn how to secure your home against unexpected disasters. Household disasters happen. Problems like lightning strikes, household fires, and damage from wind can cause a host of problems that can be expensive to repair. While every homeowner lives with the risk that these events can occur, those who have the protection of home insurance have less financial risk than those who don’t. When covered events occur, home insurance is there to help with repairs. Working with an independent insurance agency, your home ..read more

Demystify life insurance planning with guidance on policy types and maximizing benefits for your family’s future security. For many of us, caring for our loved ones and dependents is the most important thing in life. If something were to happen to us, we want to believe that our loved ones would be cared for in our absence. This is why many people take out life insurance policies: so that when we pass, we will leave resources for the people who matter to us the most. Life insurance policies are surprisingly flexible and can work in many different ways to meet your goals for your family and ci ..read more

Are you struggling to create a New Year’s resolution? We’ll go over some of the most popular resolutions and how to pick one. Happy New Year! Now that 2023 is coming to a close, millions of people may be thinking about their New Year’s Resolutions. Many people vow to improve something about themselves at this time of year and then stick to their improvements throughout the new year. Choosing the right New Year’s Resolution is important. A good resolution is one that you’ll want to keep because it’s a change you’ll enjoy. Below are some suggestions to help you choose the right New Year’s Resol ..read more

Do you have adequate insurance coverage for your home and vehicle? Would you know if you did? Find out here whether your home is underinsured. Whether auto or homeowners, insurance is a powerful form of protection against disasters. Insurance makes rebuilding possible when something unexpected happens, whether a house fire or a car crash. Unfortunately, a significant portion of the population is likely underinsured. Although building costs have risen in recent months, only 30 percent of homeowners have updated their insurance policies to accommodate this change. To complicate matters, many ho ..read more

Learn how to keep you and your loved ones safe while out on the roads this winter. Brisk winter weather may bring joy to children hoping for a snow day, but it’s a little less inspiring for drivers looking at a difficult trip or commute. Regardless of what type of vehicle you drive, preparing for ice and snow can not only keep you comfortable but may even save your life. Is your car or truck ready to take the winter head-on? Here are five tried-and-true tips to make sure winter won’t pose an issue for your driving safety: Check Your Tire Pressure Regularly Cold weather can and will affect you ..read more

It’s important to be prepared and know what to do in the event of a tornado. Know the warning signs and how to protect yourself. This time of year, the trees are budding, flowers are starting to grow, and the skies begin to fill with ominous storms. Late spring and early summer are the most active time for tornadoes. While most tornadoes occur in “Tornado Alley,” in the central part of the United States, tornadoes can occur (and have occurred) in all 50 states. In fact, there are about 1,200 tornadoes each year in the U.S. While tornadoes can be deadly, there are many things that you can do t ..read more

Before leaving on vacation, ensure your house is safe. These 7 tips can help protect your home from intruders and more. Vacation should be a time of relaxation, enjoyment, and happiness, but that all gets harder if you’re worried about what’s happening at home. Many things can go wrong on your property on any given day, and if you’re away from home when it happens, the problem could worsen before you return. Burst pipes, burglaries, leaking water heaters, house fires – all of these problems can happen while you’re gone. Taking steps to protect your house while you’re away can prevent problems ..read more

Don’t drive drowsy! Follow these tips to protect yourself and the others on the road with you from drowsy driving. Drowsy driving can happen to anyone. A survey by the National Sleep Foundation revealed that over half of adults in the United States drive drowsy consistently, and 20% admitted to falling asleep behind the wheel in the last year. While young adults are at the greatest risk for driving drowsy, people of all ages have been known to drive while tired at one time or another. Drowsy driving happens most commonly in adults with less than 6 hours of sleep per night. It can also affect ..read more

Halloween is a time for spooks and scares but not a great time for scary injuries. Protect yourself from pumpkin carving injuries this Halloween. According to U.S. News and World Report, 44% of Halloween-related injuries in 2018 were related to pumpkin carving activities. This Halloween, save yourself a trip to the doctor or emergency room. Carve your pumpkin safely. Choose the Right Environment Select an appropriate environment for your pumpkin carving activities. The room should be clean and well-lit so you can see what you’re doing, and the surface should be level and easy to access. Carve ..read more

It’s time to assess the condition of your roof! In this article, you’ll learn about how to maintain your roof this spring. Now that you’ve made it through the long, hard winter, addressing home repair issues that may have surfaced in the last several months is essential. At this time of year, it’s especially important to assess the condition of your roof and, if needed, to seek roof repair. Importance of Maintaining Your Roof A damaged roof can leak, leading to structural damage, mold and mildew damage, wood rot, and more. Once a roof starts leaking, it can be challenging to find the source o ..read more