Wendy Myers, Head of Securities at PSG Wealth, has some sound advice if you are concerned about stock market volatility and how it could affect your portfolio. Amid escalating volatility in global equity markets due to numerous factors, an understanding of the concept of volatility and how it can play to your advantage is important […] The post Understand how volatility affects your portfolio appeared first on Maya on Money ..read more

MMM Krypto and Tumi Links are two of the latest scams doing the rounds online. Every week I receive an update from the Financial Sector Conduct Authority (FSCA) warning about scams. Unfortunately, when people are caught out, there is nothing our regulators can do as these schemes are unregulated and usually run by fraudsters who […] The post Stay away from too-good-to-be-true promises! appeared first on Maya on Money ..read more

Michele Santangelo, portfolio manager at Independent Securities reflects on last year’s stock market performance, and identifies sectors and themes that will likely dominate in the year ahead. 2023 unfolded amidst geopolitical tensions, economic uncertainty, and rising interest rates. Despite these challenges, 2023 produced the “magnificent seven”, referring to the incredible performance of Alphabet, Amazon, Apple, […] The post Investment outlook for 2024 appeared first on Maya on Money ..read more

Investing in property can be a great investment, but be sure that you understand the risks. I recently ran a survey on social media to understand what asset classes people invest in. The majority of women prefer property over investments such as unit trusts or exchange-traded funds which are related to the stock market. One […] The post Why investing in property is not low-risk or passive appeared first on Maya on Money ..read more

As information comes to light regarding the BHI Trust investment scheme, investors are questioning the role of their financial advisers and whether they have recourse against bad advice. Many individuals had trusted the investment of their life savings to their advisers. This included retirees. One investor we spoke to, who has been in the fund […] The post Could advisers be held liable for ponzi losses? appeared first on Maya on Money ..read more

There is a significant gender confidence gap when it comes to South Africans’ attitudes towards investing. In 2021 Fidelity, a large asset manager in the US, ran a nationwide survey to understand women’s attitudes towards investing and their investment behaviour. The survey found that while there had been an increase in the number of women […] The post How do South African women feel about investing? appeared first on Maya on Money ..read more

Opening an investment account for your child is one of the easiest ways to give them a head start in life. There are many low-cost digital investment platforms available with low minimum investment amounts, so you can contribute as little as R50 per month. A few examples are SatrixNOW, EasyEquities and app-based Stash which all […] The post Opening an investment account for your child appeared first on Maya on Money ..read more

Perceived Risk vs Actual Risk In this podcast, Maya and Paul Nixon, head of Behavioral Finance at Momentum, delve into the subject of perceived risk as it relates to investing, looking at issues such as how much risk you can truly afford to take in order to achieve your goals, and how your personality and […] The post Listen: Are you taking the right risks? appeared first on Maya on Money ..read more

Renier de Bruyn, Head of Asset Allocation at Sanlam Private Wealth discusses the outlook for our fragile currency: whether there’s a chance it may return to ‘fair value’ over time, and how this impacts long-term investment decisions. The rand has been severely hammered over the past couple of years. Since June 2021, it has lost […] The post Can our fragile currency bounce back? appeared first on Maya on Money ..read more

While borrowers are struggling with the ever-increasing interest rates, savers are loving the high interest rates currently on offer. Savers are getting better returns on their bank deposits, and for those people who are prepared to lock their money away in a fixed deposit, there are excellent rates to be had. A fixed deposit account […] The post The upside of high interest rates appeared first on Maya on Money ..read more