Invest in Retail Savings Bonds for guaranteed interest rates. Choose between fixed or inflation-linked bonds for low-risk investment. Happy investing! The post Should I Invest In South African Government Bonds? first appeared on // LOCALMONEY ..read more

Investment fees can erode returns: AUM, platform, brokerage, transfer, admin fees, hidden spread costs, selling, cash-out, forex, and tax fees. The post Investing in the stock market: Fees and tax first appeared on // LOCALMONEY ..read more

For novice investors or those seeking an alternative broker, consider EasyEquities or Franc. Both offer value but differ in features and fees, catering to various investment needs and knowledge levels. The post Franc vs EasyEquities: Which one should I use? first appeared on // LOCALMONEY ..read more

nvesting in the stock market offers opportunities for growth but requires understanding basics, setting clear goals, assessing risk tolerance, choosing platforms wisely, and staying informed for long-term success. The post How to start investing in the stock market first appeared on // LOCALMONEY ..read more

Pay off your home loan faster by depositing extra money, negotiating lower rates, and possibly shortening the loan term. The post How to pay off your bond quicker first appeared on // LOCALMONEY ..read more

Fair wear and tear refers to expected deterioration from regular use, while damage is excessive or unauthorized changes causing substantial harm. The post Fair wear and tear and rental properties – what you need to know first appeared on // LOCALMONEY ..read more

Rental property inspections are crucial for both landlords and tenants. They protect against disputes and ensure accountability. The post How to do a rental property inspection – with Checklist! first appeared on // LOCALMONEY ..read more

Retirement seems impossible for most; financial advisors face distrust. Disruptive innovation, like ETFs and crypto, reshapes investments. The post Retirement predictions: trends and my opinion on what will happen first appeared on // LOCALMONEY ..read more

Hijacking of sectional title schemes isn’t something found in movies – it’s a real threat. I’ve seen a few cases of these in the last few years and can have devastating effects on the body corporate – both financial and interpersonal. Cases where body corporate trustees abuse their power aren’t an isolated thing. We see this in cases such as The Blyde where Balwin defecated on the heads of all the owners (metaphorically speaking). with a majority shareholding, they were able to force through their agenda. Why hijack a sectional title scheme or HOA? If there’s money to be made – people will try ..read more

Build generational wealth in South Africa Browsing the internet for transferring generational wealth, you’ll find answers that will make you involuntarily bleed out of your anus but are important nonetheless. You obviously need to follow the following online advice to build and successfully transfer generational wealth: Create a post-matric fund for your child Invest in the stock market and buy property Start a family business Teach your loved ones about financial management Transferring your wealth successfully I am assuming you’ve already started with the above and want the right structure ..read more