Investing in inner-city properties in South Africa can be a highly profitable opportunity for ordinary South Africans while also having a positive impact on the community. With an average growth rate of 8.5% annually and high rental yields, inner-city properties offer a range of benefits for investors. Location, Location, Location: Advantages of Inner-city Properties One of the main advantages of investing in inner-city properties is their location. Inner-city areas are often close to amenities such as public transport, shops, and restaurants, making them highly desirable to renters and buyers ..read more

In part 1 of our retirement series, we examined the pros and cons of working a 9 to 5 job versus real estate investing for a happy retirement in "9 to 5 Job vs Real Estate Investing: Which is Better for Retiring Happily?". In this article, we will delve deeper into the consequences of failing to plan for retirement in South Africa, including the statistics on how many South Africans are currently facing this crisis. We will explore examples such as being forced to rely on family and friends, working until death, downsizing from a big beautiful home to an apartment, and the limited options of ..read more

Many people enter the property market with the dream of becoming property investors and reaping the benefits of a passive income stream. However, for many, this dream remains out of reach as they become landlords, unable to achieve the optimal returns on their properties. At investRand, we have worked with hundreds of clients who have found themselves in this position, to help them turn their landlord status into a profitable property business. In this article, we will be giving you 7 steps to achieve just that. By following these steps, you can shift your mindset, learn about the industry, an ..read more

As interest rates continue to rise in South Africa, real estate investors need to be strategic in finding deals that are still cash flow positive. In this article, we'll share insider tips to help you navigate the current market conditions and make smart investment decisions. Current Interest Rate Hikes in South Africa The South African Reserve Bank (SARB) recently announced a 50 basis point hike, taking the current prime lending rate from 10.75% to 11.25%. Additionally, the Monetary Policy Committee (MPC) decided to increase the repurchase rate by 50 basis points to 7.75% per year, effective ..read more

Recent student protests in South Africa have caused concern among investors in the student accommodation market. However, despite the disruptions caused by protests, investing in student accommodation remains a resilient and profitable investment opportunity. In fact, student accommodation has outperformed other commercial real estate sectors in recent years, with an average rental increase of 6.5% in 2020. This is due to the increasing demand for affordable, secure, and convenient accommodation options for students. In this guide, we will explore the key considerations and opportunities for i ..read more

One of the best ways to make money in South Africa is to invest in real estate, but scams are common in this business. As real estate experts, we have seen many investors lose their money and dreams of owning investment properties by falling for property scams. In this article, we will guide you through how to identify property scams and how to avoid them to protect yourself and your investments. Types of Property Scams While property scams can take many forms, there are some red flags that investors should look out for: Unrealistic Returns: If an investment opportunity promises returns that ..read more

At investRand, we receive this question often from our clients: "Should I rent or buy in 2023?" As a company committed to better empowering ordinary South Africans to make sound decisions when it comes to property investing, we understand the importance of educating our clients on the benefits and drawbacks of both options. In this article, we will explore the pros and cons of buying a home versus buying an investment property, to help you make an informed decision that aligns with your financial goals and long-term investment strategy. Buying a home is often seen as a significant milestone i ..read more

When it comes to property investing, understanding the potential pitfalls is just as important as knowing the positive aspects. To help you navigate the world of real estate investment, we have compiled a list of 10 common pitfalls to be aware of. By being proactive and avoiding these pitfalls, you can increase your chances of success and minimize risks. In this article, we will discuss some key pitfalls and provide valuable insights based on research and expert opinions. Overlooking the Impact of Interest Rate Hikes Failing to consider potential interest rate hikes can have a significant impa ..read more

In South Africa, many everyday individuals find themselves living paycheck to paycheck, struggling to make ends meet and relying on credit cards and debt to cover expenses. The concept of financial freedom may seem elusive, but there is a powerful alternative that can help break this cycle and secure a brighter future: property investing. By harnessing the potential of real estate, you can utilize your salary to create an additional income stream and pave the way to financial independence. The Challenge of Disposable Income According to a study conducted by CapeTalk, an alarming seven out of t ..read more

Investing in real estate is a powerful way to build long-term wealth and financial security. However, for many aspiring property investors, getting started can feel overwhelming. In this article, we will provide you with a comprehensive step-by-step guide to navigate the property investment landscape in South Africa. From determining your investment approach to finding the right property with investRand, we'll equip you with the knowledge and strategies to make informed decisions. Step 1: Determine Your Investment Approach Before diving into property investing, it's crucial to determine your p ..read more