Explore the ins and outs of home insurance coverage. From types to coverage limits, learn how to secure your home against unexpected disasters. Household disasters happen. Problems like lightning strikes, household fires, and damage from wind can cause a host of problems that can be expensive to repair. While every homeowner lives with the risk that these events can occur, those who have the protection of home insurance have less financial risk than those who don’t. When covered events occur, home insurance is there to help with repairs. Working with an independent insurance agency, your home ..read more

Discover the keys to maximum savings on auto insurance. Learn about top discounts, qualifying criteria, and tips for applying them effectively. Before you can be a driver on the road, you have to have auto insurance. A good policy isn’t just a requirement, it’s also a safety net that can provide you with financial protection if you’re in an accident or a covered event occurs. While auto insurance does come at a price, you can save on your auto insurance in many ways. Driver discounts are abundant and can help drivers save money every month or year on their auto insurance policy. Educating you ..read more

Demystify life insurance planning with guidance on policy types and maximizing benefits for your family’s future security. For many of us, caring for our loved ones and dependents is the most important thing in life. If something were to happen to us, we want to believe that our loved ones would be cared for in our absence. This is why many people take out life insurance policies: so that when we pass, we will leave resources for the people who matter to us the most. Life insurance policies are surprisingly flexible and can work in many different ways to meet your goals for your family and ci ..read more

Do you have adequate insurance coverage for your home and vehicle? Would you know if you did? Find out here whether your home is underinsured. Whether auto or homeowners, insurance is a powerful form of protection against disasters. Insurance makes rebuilding possible when something unexpected happens, whether a house fire or a car crash. Unfortunately, a significant portion of the population is likely underinsured. Although building costs have risen in recent months, only 30 percent of homeowners have updated their insurance policies to accommodate this change. To complicate matters, many ho ..read more

Learn how to keep you and your loved ones safe while out on the roads this winter. Brisk winter weather may bring joy to children hoping for a snow day, but it’s a little less inspiring for drivers looking at a difficult trip or commute. Regardless of what type of vehicle you drive, preparing for ice and snow can not only keep you comfortable but may even save your life. Is your car or truck ready to take the winter head-on? Here are five tried-and-true tips to make sure winter won’t pose an issue for your driving safety: Check Your Tire Pressure Regularly Cold weather can and will affect you ..read more

Don’t drive drowsy! Follow these tips to protect yourself and the others on the road with you from drowsy driving. Drowsy driving can happen to anyone. A survey by the National Sleep Foundation revealed that over half of adults in the United States drive drowsy consistently, and 20% admitted to falling asleep behind the wheel in the last year. While young adults are at the greatest risk for driving drowsy, people of all ages have been known to drive while tired at one time or another. Drowsy driving happens most commonly in adults with less than 6 hours of sleep per night. It can also affect ..read more

September is National Baby Safety Month! Celebrate baby safety with these helpful tips for creating a safe living space. September is National Baby Safety Month. At this time of year, the Juvenile Products Manufacturers Association (JPMA) publishes information for parents about baby safety around the house. While it’s impossible to protect your child from all potential injuries, you can dramatically reduce your child’s chances of injury. Knowing how household injuries occur is the first step to protecting your child. Once you’re aware of the potential for danger, you can take steps to reduce ..read more

Halloween is a time for spooks and scares but not a great time for scary injuries. Protect yourself from pumpkin carving injuries this Halloween. According to U.S. News and World Report, 44% of Halloween-related injuries in 2018 were related to pumpkin carving activities. This Halloween, save yourself a trip to the doctor or emergency room. Carve your pumpkin safely. Choose the Right Environment Select an appropriate environment for your pumpkin carving activities. The room should be clean and well-lit so you can see what you’re doing, and the surface should be level and easy to access. Carve ..read more

Before leaving on vacation, ensure your house is safe. These 7 tips can help protect your home from intruders and more. Vacation should be a time of relaxation, enjoyment, and happiness, but that all gets harder if you’re worried about what’s happening at home. Many things can go wrong on your property on any given day, and if you’re away from home when it happens, the problem could worsen before you return. Burst pipes, burglaries, leaking water heaters, house fires – all of these problems can happen while you’re gone. Taking steps to protect your house while you’re away can prevent problems ..read more

Summer weddings are popular! If you’re one of the many people planning a wedding at this busy time of year, these tips can help. June and August are two of the most popular wedding months. Warm weather and flowers make weddings more fun and more beautiful. Summer can be challenging, while reserving the venue and other services can be tricky. Knowing how to manage the many challenges of planning a summer wedding can help make your big day a success. Here’s what to know about planning a beautiful summer wedding. 1. Set Your Budget Spending too much on your wedding is easy, especially in the sum ..read more