In conversation with Tony, Phil and Jay is Editor of Specialist Lending Solutions and Deputy Editor of Mortgage Solutions Anna Sagar. Join ⁠Tony Hall⁠, ⁠Phil Lawford⁠ and host ⁠Jay Evans⁠ as they discuss the "pre-election" budget that didn't feel like a "pre-election budget" and what it means for homebuyers, homeowners, the property market and wider society. -- A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on the Saffron for Intermediaries YouTube channel and on Spotify. -- Brought to you by ⁠Saffron for Intermediaries ..read more

What is complex lending? If you have been reading the recent news in the mortgage press you may have seen talk of complex lending. But what is it? What does it mean for brokers and borrowers? What situations, products and scenarios does it support? These are the questions pondered and discussed on the podcast this month, with host Jay Evans, regular panelist Tony Hall and a brief visit by Phil Lawford and our guest expert, Lee Williams. Find out why Saffron has adaopted Complex Lending, and is looking to add an additional category for mortgage lenders based on the modern day market. **Special ..read more

Welcome to the first episode of SFI (not so) LIVE of 2024. In this episode Jay Evans, Tony Hall and Phil Lawford are joined once again by legal expert and podcast favoruite, Perdip Kaur Bhachu from Blacks Solicitors LLP. Among the topics discussed is the Renters Reform Bill, EPC ratings, new build housing quality, self and custom build and much more. Perdip provided a very detailed and informative run down of the legal status for buy-to-let landlords too - you will find the 30 minute analysis at the end of the podcast. Enjoy! -- Brought to you by Saffron for Intermediaries / Saffron Building S ..read more

In November’s edition of the SFI (not so) LIVE podcast, the panel had the pleasure of the company of industry legend, Ray Boulger from John Charcol. With the ongoing economic uncertainty, it was a pleasure to have access to Ray’s extensive experience in our sector. And more importantly, his experience and knowledge of the markets and the role of the Bank of England added extra depth to the conversations. In this episode, the panel – including host Jay Evans, Head of Business Development, Tony Hall and Phil Lawford - discussed a range of current topics in the news - beginning with the news that ..read more

SFI (not so) LIVE is a topical podcast for those working in the mortgage and property industries, brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss news that 8 lenders have paused new business with brokers, the fall out of this as tensions rise between the lender and intermediaries and that the short and long term outlook is going to be for the industry in light of the cost-of-living crisis. Find out what the panel had to say about the 30% jump in property transactions in July 2022, the shortage of conveyancers and surveyors, and ..read more

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss recent news in the mortgage and property sectors with two key, leading industry professionals. Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales & Simon O'Donnell, Field based BDM for Saffron for Intermediaries Special Guests: Rob Jupp, CEO at Brightstar For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podca ..read more

After a year since the financial disaster that was Truss and Kwarteng and their cataclysmic mini budget that spooked the markets, Tony, Phil and Jay welcome back industry legend, Ray Boulger, to see how much thing have changed since he joined us 12 months ago. In this episode the team discuss an array of topics all around the effects of the mini budget and the aftermath, discuss what happened against predictions last year, and set new prediction for 23/24. -- Host: ⁠Jay Evans⁠ Panel: ⁠Tony Hall⁠ & ⁠Phil Lawford⁠ & Ray Boulger, from John Charcol The podcast is p ..read more

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss recent news in the mortgage and property sectors, whilst digesting some of the news post the turn of a brand new year. What will 2022 bring for mortgage borrowers, lenders and brokers? Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales & Simon O'Donnell, Field based BDM for Saffron for Intermediaries Special Guest: Greg Cunnington, Director of Lender Relationships at Al ..read more

In this episode, the panel discuss the effects of poor mental health on the mortgage industry. Jonathan, our special guest for this episode introduces us to the new steering group introduced to bolster the Mortgage Industry Mental Health Charter (MIMHC). Very worth a listen, it was a great and passionate discussion. The panel also address... The lack of increase in the base rate by the Bank of England. What does this mean for the months ahead? The fixed vs variable debate – certainty of flexibility? The effects of EPC regulations being dropped by Rishi Sunak and what this means for green fina ..read more

In this episode, the panel discuss some of the key issues facing the buy-to-let market - as well as other newsworthy topics too! Initially good news, mortgage rates are starting to drop - even with another rate rise and 1, if not 2, more due in the coming months. It appears to be the big lenders fighting for their future pipeline, listen in to hear Tony and Anna's views on this. Landlords are more likely to sell than buy a property as the market flutuates, rates increase and margins are stretched. The panel discuss the Renter's Reform Bill - with some interesting insights on Section 21 from P ..read more