Insurance Strategies for Business Owners
TexPro Insurance Blog
by Zackary Baldwin
7M ago
Insurance isn’t ALL about watching price. Part of being a client with TexPro Insurance is having an advisor to help you manage your insurance risks over time, which include strategies to make these processes simple. Strategies and services we provide FREE OF CHARGE: *Again, we don’t charge anything: we get paid a commission directly from the insurance carrier. Annual Insurance Reviews: We check in 30-60 days out of your policy renewal. At every renewal, we automatically shop the market to make sure we have you in the best position possible. Industry Analysis: not only will we discuss your bus ..read more
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Summer Insurance Checklist
TexPro Insurance Blog
by Zackary Baldwin
7M ago
Summer time always poses a unique set of risks. Here are some common topics and tips to prepare yourself for the summer season: Flood Insurance Spring is known to be the start of prime flood season; fall is known to end flood season. Have you talked with your agent about flood insurance yet? For Texans, Flood Insurance is incredible important to consider. Check out our agency link for more details: https://www.texproinsurance.com/flood-insurance Theft Summer has consistently shown that crime such as burglary and assault are more common than any other time of the year. Most people take vacation ..read more
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Is buying insurance online a good idea?
TexPro Insurance Blog
by Zackary Baldwin
7M ago
The professional way of answering this is NO. & there are many reasons why: Buying online doesn’t give you the opportunity to speak with a licensed, professional advisor Buying online may limit the options you can find compared to an independent agent Buying online often promotes people to find the “cheapest” price, without understand what else they might need Uncertainty: for the thousands of dollars that people spend every year, customer service is essential Going with an independent insurance agent is the best resource possible when managing your insurance. TexPro Insurance is an inde ..read more
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Insuring Jewelry and Valuable Items
TexPro Insurance Blog
by Zackary Baldwin
7M ago
Do you have a ring or watch that you cherish? If you have a piece of jewelry or collectible items such as a wedding ring or a watch, it is essential to have these items insured. Common items: Rolex watch Wedding Ring Firearms Golf Clubs Furs Coins Below will serve as a guide on how to insure valuable items in the state of Texas. How do I insure my jewelry or valuable items? There are two options to insure valuable items: Homeowners Insurance Special Limits of Liability or a Personal Articles Floater (PAF). 1. Homeowners Insurance Special Limits of Liability: If you have a homeowners insuranc ..read more
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2023 Outlook: Home, Auto, Business Insurance in Texas
TexPro Insurance Blog
by Zackary Baldwin
7M ago
Insurance has been tough the last few years. What does this mean for 2023 and specifically Texas? If you own a home, car, rental property, or a business, etc., then you know the last few years have been tough for insurance. Prices have soared high, coverages have changed, and insurance companies have even been cancelling their customers insurance policies at renewal. This all leaves consumers CONFUSED. "Why did my rate go up?" "Why are my insurance coverages automatically higher?" "Why am I being non-renewed on my insurance policy?" The worst part: they can't find good help to answer these que ..read more
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A Guide to Business Inventory Insurance
TexPro Insurance Blog
by Zackary Baldwin
7M ago
It can hurt your business when you lose or damage your inventory due to events like fire, floods, or even theft. Fortunately, there are ways to protect your business and help you recoup your losses, such as business inventory insurance. Business inventory insurance can be a lifesaver when accidental losses happen to your business. With good inventory insurance in place, you can still gain back what was lost due to these unexpected events. What is business inventory insurance? Business inventory insurance is a special type of business insurance that covers losses and damages due to uncontrolla ..read more
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Types of Insurance Agents
TexPro Insurance Blog
by Zackary Baldwin
7M ago
“Insurance agent” is a broad title that describes the common idea of “someone that sells insurance”. However, just like insurance in general, there are SO MANY DIFFERENT variations. Here are the types of Insurance Agents in today’s world: 1. Independent Insurance Agent Being an independent insurance agent means that the agent has access to various/multiple insurance companies. TexPro Insurance is an Independent Insurance Agency. We have over 50+ insurance carriers to shop with: this allows us to do SO MUCH MORE for the customer. Advantages of using an Independent Insurance Agency: Works for t ..read more
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What Happens If You Don't Have Home Insurance? Know the Risks and Consequences
TexPro Insurance Blog
by Zackary Baldwin
7M ago
Your home is likely one of your most valuable assets, filled with cherished memories and possessions. But have you ever stopped to consider what would happen if it all went up in smoke? What if a natural disaster struck or a burglary left you without your prized possessions? This is where home insurance steps in, offering a safety net to protect you from unforeseen circumstances. This article will tackle the risks and consequences of not having home insurance, as it aims to shed light on the potential financial and emotional turmoil that can follow. What Does Home Insurance Cover? If you are ..read more
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Getting A Life Insurance Policy in Houston, TX: Tips and Recommendations
TexPro Insurance Blog
by Zackary Baldwin
7M ago
Life is unpredictable and uncertain, and knowing what the future holds is impossible. So while we hope for the best, planning for the worst is important. No one knows when they will pass away or what circumstances may lead to death. Accidents, illness, and other unexpected events can happen anytime, leaving behind loved ones who may struggle financially without the support of the primary breadwinner. This is where life insurance comes in. How Important Is Life Insurance? ,Life insurance is vital because it protects your loved ones financially in the case of your untimely death. Here are some ..read more
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What is Garage Keepers coverage?
TexPro Insurance Blog
by Zackary Baldwin
7M ago
If you own an auto shop or garage in Texas, then your business needs a proper auto shop/garage policy. This includes: Dealers Auto Repair Body Repair Shop Paint Shop Etc. Below is a guide that will help navigate what types of insurance your business needs. Garage Liability Garage Liability serves as your primary source for insuring the liabilities of running your business. However, this can leave a large gap in your operations and that is where Garage Keepers comes in. This is an optional coverage to General Liability policy that is designed for the auto industry. ​ GarageKeepers GarageKeepe ..read more
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