The good news is that about 304 million Americans — or roughly 92% of people in this country — have health insurance policies. The bad news is that around 26 million people in the U.S. are still without it. If you’re among them, City Centre Insurance Agency LLC can help you secure a health insurance policy in Houston, TX. Discover the unexpected benefits of signing up for health insurance below. Makes You Healthier Overall Those in Houston, TX without health insurance don’t typically make it a point to schedule regular check-ups with doctors. This can result in people suffe ..read more

If you run your own business or are anticipating launching one in the coming months or years, you’re likely familiar with commercial insurance at this point. However, those just starting out and maybe a bit strapped for cash will naturally wonder whether or not they actually need commercial insurance. No matter where you’re in your journey, let’s explore why commercial insurance is often necessary and how you can come here to City Centre Insurance Agency LLC in Houston, TX to get started.  Do You Need Commercial Insurance? The need for commercial insurance encompasses two main areas: a le ..read more

Your home’s basement could become damaged during a natural disaster. Use the tips that follow to safeguard the basement. Then, consult an agent about the insurance coverage you need for the basement. Insulation And Exterior Walls Insulation and exterior walls prevent heat loss. They also prevent moisture from entering the basement. Have the basement professionally inspected. During the inspection, damaged insulation, cracked walls, and other issues will be identified. Once the repairs have been made, the basement will be protected when inclement weather affects your region. Drainage If your ba ..read more

Whether you have car insurance through City Centre Insurance Agency, LLC in Houston, TX, or someone else, there are times when you should reach out to update or upgrade your insurance. You may even want to request an insurance review or a price quote. Here are six times you should reach out to your auto insurance agent:      1. When Buying a Car Of course, when you purchase a vehicle, you will want to make sure your insurance coverage is transferred seamlessly. You may actually want to get a price quote prior to making a decision on your next vehicle.      2. When ..read more

Probably the best thing about short-term liability insurance is that you can choose when you need it and when you don’t. For some business owners, liability insurance isn’t always a requirement, and there are some professions in the Houston, TX area that benefit greatly from this insurance policy.  Benefitting From Short-Term Liability Insurance 1. Personal Trainers Like other professions, personal trainers can work all year, but there are times when they may not be actively training clients. Once clients learn the best ways to improve their health and exercise regimens, the need for ..read more

When choosing life insurance in Houston, TX, you have to make several choices. One of the most important choices is whether you want to purchase a term or whole life policy. At City Centre Insurance Agency LLC, we can give you the information you need so you can make an informed decision. Life Insurance Policy Options Term Life Insurance Term life insurance is basically a contract between you and an insurance company that pays out in the event of death. This is the most common kind of life insurance and usually lasts between 10 and 30 years.  The person named in the policy ..read more

Health insurance is something that most people are not familiar with. It is not as simple as just choosing a plan, it is a matter of understanding what managed care is and how it affects you and your health.  City Centre Insurance Agency LLC in Houston, TX offers more than one insurance carrier to guarantee that you will have the best possibility of finding the right policy.  When it is time to choose your health policy for the year, it can be very confusing. Understanding what will be covered, how much it will pay, and what managed care means are all important. You will have to live ..read more

Owning your own small business is part of the American dream. To avoid having that dream become a nightmare, having the right commercial insurance is essential. Owning a business is full of risks and mitigating those risks as much as possible is what you hope your commercial insurance will do. In Houston, TX, you can count on City Centre Insurance Agency LLC to help you to have the commercial insurance that is perfect for your small business.  Commercial Insurance Benefits Property coverage Commercial property insurance covers the building if you own it, but it also covers all the th ..read more

For homeowners, a homeowners insurance policy is a must-have to protect your property and yourself from risk and liability. Getting the right type of policy will ensure you get the optimal protection for your specific situation. At City Centre Insurance Agency LLC in Houston, TX, all types of homeowners insurance policies. Let’s look at the common types of homeowners insurance policies: HO-1: Basic Form: As the name suggests, this is the basic form of homeowners insurance and offers the most limited coverage. Your home and personal belongings are insured for their actual cash value against te ..read more

If you own a car, you are required to have auto insurance in almost every state. Most drivers purchase auto insurance because it’s the law, but they don’t know much about it. We at City Centre Insurance Agency LLC in Houston TX are here to help. Let’s take a deep dive into auto insurance.  What Is Auto Insurance?  Vehicles are expensive assets, and car accidents are often unpredictable. Auto insurance is a type of insurance that provides motorists with protection against financial loss in the event of a crash or any other covered peril. It provides coverage for:  ..read more