This post may contain affiliate links. For more info read my disclosure. Starting and running a small business is an exciting venture filled with opportunities and challenges. One crucial aspect that every entrepreneur should prioritize is financial literacy. Having a good grasp of financial concepts and practices can significantly contribute to the success and sustainability of your business. Within my own business, I’m constantly hearing about peoples dreams and aspirations to leap into entrepreneurship and or their current stagnant feelings of their current business. The importance to ..read more

This post may contain affiliate links. For more info read my disclosure. In today’s dynamic financial landscape, securing credit can often feel like navigating uncharted waters, especially if you’re grappling with poor credit or lack thereof. Often times the conversation around credit is not jumpstarted until after it’s too late. However, fear not! In this comprehensive guide, I dive headfirst into the realm of secured credit cards – your beacon of hope in the vast sea of financial uncertainty. Understanding Secured Credit Cards Secured credit cards serve as a lifeline for individuals fac ..read more

In this episode, I delve into the realm of secured credit cards. They serve as a viable alternative for individuals grappling with poor credit or lacking a credit history, often facing hurdles in securing approval for traditional credit cards. The distinguishing feature of these cards lies in their requirement of a cash deposit, offering reassurance to the card issuer in the event of non-payment by the cardholder.   Typically, most secured cards mandate a deposit ranging from $200 to $300, although exceptions exist, including one card with a lower deposit option. While every secured card ..read more

This post may contain affiliate links. For more info read my disclosure. This financial literacy month is all about the basics, and one of my many joys is working with children to help instill financial knowledge within their minds. Having a healthy relationship with money doesn’t start when you get your first paycheck, it starts when you learn what the concept of money is. If a child is consistently taught by their surroundings that money should be spent uncontrollably or that saving isn’t important, when it’s time for them to have their own money- those thoughts and beliefs will stay wi ..read more

This post may contain affiliate links. For more info read my disclosure. April is financial literacy month, and I’m committed to sharing the basics with you this month! Often times when I host sessions for clients, businesses, or individuals I always begin with the basics as a way for people to understand the true baseline of financial literacy and education. A topic I get asked about quite a bit is emergency funds!  Life is filled with unknowns and you never know when you might be hit with an emergency – either you or your family. It’s important to be prepared where you can so that ..read more

This post may contain affiliate links. For more info read my disclosure. Many of us are constantly weighing, thinking and considering the “what if’s” in life. What if I didn’t have all this debt? What if I changed career paths? What if I didn’t do xyz years ago? The questions are endless and overtime they begin to make way into our daily life and can even cause further issues- especially with your wellness and financial wellbeing. As Women’s History Month comes to a close, we have heard stories of influential women all month, been inspired by women who navigate these spaces and now it’s t ..read more

This post may contain affiliate links. For more info read my disclosure. In life’s journey, we often encounter unexpected twists and turns, some of which can profoundly impact our financial well-being. Whether it’s the sudden loss of a job, the emotional strain of a divorce, or the devastating aftermath of a natural disaster, these challenges can shake us to our core, leaving us feeling vulnerable and uncertain about the future.  However, amidst the chaos and turmoil, there exists an opportunity for growth and resilience—a chance to bounce back stronger and more empowered than before ..read more

In this episode of The Money Exchange Podcast, I have the pleasure of engaging in an insightful conversation with renowned financial expert Lynnette Khalfani-Cox about her latest book, “Bounce Back: The Ultimate Guide to Financial Resilience,” and its accompanying workbook.   Tune in as we delve into practical financial management tips and tricks designed to help individuals maintain solid money management practices for the long haul. From budgeting strategies to investment insights, Khalfani-Cox shares invaluable advice to empower you to take control of your financial future.   More ..read more

This post may contain affiliate links. For more info read my disclosure. Side hustles aren’t just for high-schoolers looking to make money– they are for anyone at any point within their career or life journey. Side hustles not only provide a “hobby” or an activity to do that you enjoy but also allow you to make extra cash for extra “buckets” that you don’t normally expect to save for. Many of us who have a 9-5 are looking for an activity to keep us busy after hours or on the weekend but feel as if another job is TOO much. Side hustles allow you to have maximum flexibility and can work wit ..read more

This post may contain affiliate links. For more info read my disclosure. In the vast expanse of air travel options, finding the perfect balance between cost-effectiveness and comfort is akin to discovering a hidden gem. It’s difficult to navigate travel when you are balancing regular financing, paying off debt, AND saving. Among the multitude of carriers, two contenders stand out: Breeze Airways and American Airlines. As a seasoned traveler who values both fiscal prudence and a pleasant flying experience, I recently embarked on a journey with Breeze Airways and I was eager to unravel the ..read more