Table of Contents Pension Plans and what is a PPA- through Insurance companies Pension plan through a Bank Alternatives to a Spanish Pension Key info on normal pensions and PPA pensions in Spain Why you can not rely on on government pensions: Summary Having a normal pension plan or PPA pension plan in Spain has many benefits. In this blog we are going explain Pension Plans and what is a PPA, as well as outline the main types of pension and pros and cons of each.   Pension Plans and what is a PPA- through Insurance companies The two types of pension tha ..read more

Table of Contents The Key Benefits of using an Insurance Broker is they put the customer first providing independant advice Insurance Broker will provide Expert Advice and Knowledge of the Insurance Market in Spain: Access to multiple insurance companies: Hassle-free claims process: Personalised service: Long-term relationship: An Insurance Broker will always put the customer first before anything else. You will get independant and qualified advice backed up with experience of knowing the Insurance Market.   The Key Benefits of using an Insurance Broke ..read more

Table of Contents Home Insurance Discounts for Security Measures Secure access points Have an Alarm installed connected to a security center Occupancy of the property Having a top quality safe installed Security measures that do not give a discounts but should be considered Not only do security measures provide peace of mind, they also can provide good discounts on your home insurance policy. In this blog we will look at which measures to consider installing in your home.   Home Insurance Discounts for Security Measures Secure access points Make sure e ..read more

When looking at getting a quote for your motorbike there are a number of things to take into account. Below we will outline what to do to get the best rate and also things to consider to improve for when you look to get a quote in the future. 1. Always compare: It is easy to go for the first quote you find. However, comparing a few quotes from different providers will allow you to find not only the best value price, but also the best service and cover for your needs. 2. What do you really need? Recognize your insurance requirements. Consider your riding style, the type of motorcycle you posse ..read more

At the beginning of March 2023, the Spanish government approved an agreement to allow your UK driving licence to be switched to a Spanish driving licence without the need for a written exam or practical driving test. UK driving license in Spain after Brexit Since Brexit UK driving licences ceased to be classed as EU licenses which meant that they were invalid in Spain. This lead to many fines being given out to residents in Spain who had not changed their license to a Spanish version. Prior to Brexit changing the license was possible and the process was a smooth one. However after Brexit there ..read more

Table of Contents 3 Recommendations when buying a Second Hand car 1. Why use a Gestor rather than go to Trafico  Get a free no obligation quote for your Car  2. Know what documents are needed when buying a second hand car in Spain 3. Final steps in the process of buying a second hand car in Spain The process of selling or buying a secondhand car in Spain is not straight forward. Other countries have very simple systems where 2 signatures are required and the process can be completed in 2 mins. This unfortunately is not the case in Spain, where trafic ..read more

Table of Contents A Burial Plan Provides Peace of Mind Flexible payment options Types of Funeral Plans and Cost What is the cost of a Funeral Plan? Types of Instalment Burial Plans What Services are including in a Burial plan? What are the requirements to buy the burial plan? Thinking about ones burial is not on many peoples list of priorities, but is something that should be taken seriously.   A Burial Plan Provides Peace of Mind   The main reason why a burial or funeral plan should be looked into is the increased cost of it in recent times. H ..read more

Table of Contents Where must you keep documents in motor vehicle Road and Safety Rules for Cars in Spain Mandatory items to keep in vehicle What licenses are recognised in Spain Other rules Driving in Spain is a unique experience, with its own set of rules and regulations to follow. In order to ensure the safety of yourself and others I would recommend that you  familiarise yourself with these rules before driving, especially before any long trip to roads that you have never been on. Below is a comprehensive guide to the rules for motor vehicles in Spain ..read more

Table of Contents Common Home Insurance Myths  Home insurance is optional Home insurance only covers the home’s rebuild Acts of god are not covered in Spain Home Insurance Myths related to security and your valuable items My valuable items are insured without naming them on the policy My valuable items do not need to be in a safe I did not put my alarm on but will still be covered for theft Other Home Insurance Myths Family members Medical expenses are covered in case of injury You are covered for accidental damage If I am away from the prop ..read more

Table of Contents What does Community Insurance Cover? Does the Community Insurance cover water pipes? Does the Community Insurance cover internal walls in your property and electrics? What are the limitations of cover for the Communities Liability? Options to include under your Private Home Insurance policy What buildings value should I insure if a community insurance is in place Community insurance always covers the structure of the commnuity building. But what is exluded and what does community cover? In this blog we will explain the exlucsions and thing ..read more