In this episode, I decided to get a few of my mates together to chat about all things money. This is part one of two episodes so be sure to continue listening for part two.  Throughout this episode, we discuss a range of topics including:  Money do’s and don’t when shouting your mates  Mistakes people make when buying a house  Cryptocurrency Purchasing a car  Purchasing a property Being self-employed and asking for money from clients Find out more information about topics discussed in this episode:  Salary packaging - Find out more  Salary sacrificing - Fi ..read more

In this episode, I will share with you some of the common challenges that I see business owners, sole traders and self-employed clients dealing with. This includes understanding what money in their business is their own personal money to spend or take out as a salary, what money needs to be kept in the business to cover business expenses and how much money needs to be put aside or withheld for the taxman. Company base tax rates will vary depending on your turnover and are subject to change every financial year.  Income tax calculator | Use this calculator to quickly estimate how much tax ..read more

In this episode, we will be discussing the importance of organising and managing the distribution of your assets and possessions after you pass away.  We will cover topics such as creating a will or trust, making arrangements for the care of minor children, and establishing a plan for managing your financial affairs if you become incapacitated. Estate planning is essential to ensure that your wishes are carried out and to minimise the possibility of disputes among your loved ones. Tune in to learn more about this critical topic. Resources  Watch full episode on YouTube: https://yout ..read more

Welcome to this week's episode of the More Than Money Podcast, where we discuss strategies for protecting your wealth and safeguarding your financial future. In this episode, we'll discuss the importance of emergency savings funds and personal insurance. First up, emergency savings funds. These are essential for covering unexpected expenses and can help alleviate financial stress in times of need. But how much should you aim to save in your emergency fund? Generally, we recommend saving enough to cover at least three to six months' worth of living expenses. This will give you a solid foundatio ..read more

In this episode, we speak to Brittnay and Jay who are full time, professional house and pet sitters. They both love travelling and taking care of animals to date they have looked after over 90 pets in 14 countries. This podcast was recorded in January 2020 while Jay is on a boat in Carriacou which is the largest island in the Grenada / Grenadines and sits around 30km North of the main island of Grenada. It has a population of around 8,000 and is fairly small at around 30km square. Learn more about Britt and Jay  Website - thetravellinghousesitters.com  Instagram - @thetravellinghous ..read more

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Topics discussed in this episode: Podcast show name change  Give you a life update of what has been happening in my life for the past 12 months  Taking a 1-month working holiday in Bali (January 2020) Dealing with Covid  Working from Home for the past 12 months  Experience of dealing with the share market chasing Some of the important life and money lessons from COVID  Episode Sponsor   This episode is brought to you by More Time Financial. A financial planning, money management and financial education company that are on a mission to help young Austr ..read more

In this episode, we discuss how do credit cards work and what you need to know before applying for one.  Credit Card Calculator: https://moneysmart.gov.au/credit-cards/credit-card-calculator Ask as question | https://www.rossmarais.com/askross Episode Sponsor | This episode is brought to you by More Time Financial, a financial planning company that is on a mission to help young Australians make smarter decisions with money by providing real-life financial advice, coaching and financial education. Book in for a free initial 30-minute consultation - https://moretimefinancial ..read more

In this episode, we discuss 3 Steps to Take Control of Your Debt: Review your current debt and understand what you owe, much your repayments are and when you need to pay your debt off by  Understand what type of debt you have Good, Bad or Shit / toxic debt  Decide what you will do with your debt, retain it, restructure, remove, reduce, refinance or consolidate it. Ask as question | https://www.rossmarais.com/askross Resources:  Money smart debt  https://moneysmart.gov.au/managing-debt Money smart, mortgage calculator https://moneysmart.gov.au/home-loans/mortgage-calculat ..read more

In this episode, we speak to Lucy Jackson and Nikki Westcott of We the Wild Ones about: Deciding to quit their jobs and start a clothing line The many ways an influencer can make money online Just how beneficial the right influencer and be for a business What they have learnt in the past 18 months of running their own business Getting stocked on the top three online retailers in Australia and much much more About Fashion influencer duo, We the wild ones aka Lucy Jackson and Nikki Westcott, bring positive vibes to their highly engaged Instagram audience, sharing creative content, travel diari ..read more