The word credit is derived from the Latin word for believe, but when it comes to lending money, faith is not enough. At Estateguru, we pride ourselves on our loan assessment and due diligence processes, and our capacity to adapt our approach to best suit market conditions. But defaults do happen, even when risk management […] The post How We Deal with Defaults at Estateguru appeared first on Estateguru P2P lending Blog ..read more

During the first quarter of 2024, investors funded new real estate projects through the Estateguru crowdfunding platform totaling 20.6 million euros over three months. Of this amount, 11.9 million euros were invested using the automatic investment function. “Although nearly three thousand new investors joined in the quarter, the high proportion of automatic investments demonstrates the […] The post Q1 results: Estateguru investors have earned €3.5M with average interest rate of 10.43% appeared first on Estateguru P2P lending Blog ..read more

With the correct approach to risk, investors on the Real Estate Investment platform, Estateguru, can earn 10% annual interest. Our Head of Group Marketing, Eglė Kučinskė, sat down recently with the leading Lithuanian business newspaper, Verslo žinios, to go over some of the numbers. We took as a case study a portfolio made up of […] The post Why you should consider diversifying your investment portfolio with Estateguru appeared first on Estateguru P2P lending Blog ..read more

We originated €6.9M worth of loans in March, with the majority of funding coming from Estonia, and Latvia. We saw €8.4M  in loan repayments, with an additional €1.4M from recovered loans. Total repayments amounted to €9.8M, a 20% increase when compared with February (€7.8M repaid, €0.1M recovered). Total returns amounted to €1.1M, with an average […] The post Loan Portfolio Overview (March, 2024) appeared first on Estateguru P2P lending Blog ..read more

Estateguru investors have voted Rocca Tower C as the best project to feature on the platform in 2023. In total, 430 different projects in Estonia, Finland, Latvia, and Lithuania were funded through the platform last year, with the total investment amount reaching nearly 100 million euros. “This is a very pleasant acknowledgment of a successful […] The post Rocca Tower C is the winner of Estateguru’s “Project of the Year 2023” appeared first on Estateguru P2P lending Blog ..read more

We saw €6.1M in loan repayments in January, with an additional €0.5M from recovered loans. Total returns amounted to €1.2M euros, with an average return rate of 8.6%. We originated €7.4M worth of loans. The slightly lower volume compared to the previous month reflects a typical seasonal trend. Repayments and recoveries In January investors received […] The post Loan Portfolio, January, 2024 appeared first on Estateguru P2P lending Blog ..read more

Due largely to the impact of global events on macroeconomic conditions, 2023 proved a tumultuous year for the real estate market, and one in which flexibility became increasingly important. As part of our commitment to constantly improving the quality of our portfolio, and providing institutional grade investment opportunities to our retail investors, we introduced several […] The post Loan Portfolio Overview for 2023 appeared first on Estateguru P2P lending Blog ..read more

A total of 101.9 million euros were invested through the crowdfunding platform Estateguru in 2023, with retail investors contributing 92.7 million euros and institutional investors 9.2 million euros. The average return on investment was 9.7%, and the total amount repaid to investors exceeded 140 million euros. In total, 29,890 unique investors made investments on the […] The post More than 100 million euros were invested through Estateguru last year appeared first on Estateguru P2P lending Blog ..read more

Estateguru’s risk team recovered €490k worth of Estonian defaulted loans per month in 2023, delivering an average monthly interest rate of 10.13% over the whole loan period. In this blog, we’ll take a closer look at our recovery process in the Estonian market, and some of the specific cases. Estateguru has an excellent track record […] The post Estonian Recoveries 2023: Overview and Selected Case Studies appeared first on Estateguru P2P lending Blog ..read more

Dear Investors, I’d like to begin by expressing my immense gratitude to our investors, partners, and our team for the trust you’ve shown in our platform, in the course of what proved to be a challenging year. It is your continued support which has allowed us to weather the storm, and consolidate our status as […] The post An Update From Our CEO, January 2024 appeared first on Estateguru P2P lending Blog ..read more