Ramsay & White » Bridging News
1 FOLLOWERS
Learn about the latest trends and insights in the bridging finance market from the experts at Ramsay & White. Find their valuable insights and tips on bridging finance, from financing to investment strategies, to help you make informed decisions. Ramsay & White is a Property, Property Finance and Wealth Management firm in the UK.
Ramsay & White » Bridging News
9M ago
Property Investing Strategies: How to Pick the Right One for You
As an aspiring property investor, one of the critical decisions you’ll face is choosing the right investment strategy. Each strategy comes with its own set of advantages and challenges, and understanding these can significantly impact your success in the property market.
Choosing the right property investment strategy is a pivotal step towards building a successful and profitable portfolio. By aligning your strategy with your goals, risk tolerance, and commitment level, you set the foundation for a rewarding investment journe ..read more
Ramsay & White » Bridging News
9M ago
Seizing Opportunities: How to use Bridging Finance to Launch a Profitable Property Portfolio
If you’re an aspiring property investor looking to make strategic moves in the market, you’ve come to the right place. In this blog post, we’ll unravel the power of bridging finance and guide you on leveraging it to kickstart a lucrative property portfolio.
Understanding the Power of Bridging Finance
Bridging finance is a game-changer for property investors. Unlike traditional loans, bridging finance is designed for speed and flexibility. This type of finance can be secured quickly, allowing invest ..read more
Ramsay & White » Bridging News
1y ago
5 of the Biggest Property Investing Myths Debunked
When it comes to investing in property, like all investments, there are often misconceptions – particularly from first-time investors and overseas investors as they get to grips with the UK market or the buying process.
Here are five common myths we often hear…
Myth 1: You should wait until the property market crashes before buying a property.
While the property market can have an impact on the success of your investments, a savvy investor knows the best time to invest is when their time and resources allow them to. The right strategy will ..read more
Ramsay & White » Bridging News
1y ago
What the 2020 Budget Means for Property Investors
With the new Chancellor of the Exchequer, Rishi Sunak, announcing the 2020 budget and the Bank of England decreasing the base rate – here’s a breakdown of the facts that property investors, and developers need to know…
Changes to the base rate
The Bank of England has cut the base rate from 0.75% to 0.25% in an emergency response to the “economic shock” of the coronavirus outbreak.
This means that some mortgages will get cheaper. Property owners on a tracker mortgage, should expect their rates drop. However, fixed rate mortgages won’t c ..read more
Ramsay & White » Bridging News
1y ago
A Beginner’s Guide to Bridging Loans
Over the last few years, bridging loans have become increasingly popular amongst property investors and developers looking to grow their property businesses. They are a vital tool for many investors and often the key to getting deals done quickly.
In this guide, we take a look at how bridging loans work and how you can use them in your property business.
What is a Bridging Loan?
A bridging loan is a type of finance product often used by property investors, developers, business owners and individuals requiring short-term cash to bridge a funding ga ..read more
Ramsay & White » Bridging News
1y ago
8 Common and Creative Ways to Use Bridging Finance
Bridging loans can be an extremely useful finance tool for property investors, business owners and individuals needing a short-term cash injection.
In this article, we’ll go through some of the most conventional and creative ways you can use bridging finance, as well as cover some of their key features.
What is a Bridging Finance?
A bridging loan is a type of short-term loan (typically 12 months or less) that provides fast and flexible finance while you wait for longer-term funding to be put in place, such as a mortgage ..read more
Ramsay & White » Bridging News
1y ago
A Guide to Buy-to-Let Mortgages in 2022
The UK buy-to-let (BTL) market comprises around 2.65 million private landlords with over 8.7 million rental properties, valuing the UK buy-to-let market at around £1.7 trillion – an increase of £239 billion over the past five years.
The rental market is booming with a shortage of affordable homes, high house prices and high demand for rental properties!
And despite the ongoing legislation and regulation changes, landlords continue to enter the market and grow their portfolios and wealth.
Purchasing a buy-to-let property can be a great investmen ..read more
Ramsay & White » Bridging News
1y ago
How to Start and Scale Your Buy-to-Let Property Business in 2022
Investing in a buy-to-let (BTL) property is one of the best ways to create financial security and build wealth by generating passive, monthly income.
Property investing is a numbers game; the more properties you have, the higher your monthly income – which can amount to life-changing amounts of money.
When you have the right education and know-how to do it correctly, you can invest more quickly and effectively so that your cash flow increases even faster.
This guide will share how you can get started in property and grow your ..read more
Ramsay & White » Bridging News
1y ago
Property Investment Strategy: A Quick Guide to Serviced Accommodation
Serviced accommodation is one of the fastest-growing sectors in the property rental market. It provides tangible benefits to both landlords and guests with high-liquidity and high tenant turnover.
This type of investment falls between a traditional holiday-let and a hotel, making it increasingly popular among tourists, business travellers, and tenants looking for longer stays.
What is Serviced Accommodation?
Serviced accommodation is a furnished property that provides amenities, housekeeping, and other services for guest ..read more
Ramsay & White » Bridging News
1y ago
The BRRR Property Strategy Explained
BRRR stands for Buy, Refurbish, Refinance, Rent. The BRRR Method is a real estate investing technique that entails purchasing a property, fixing it up and adding value, refinancing it and then renting it out for a high return on the initial investment.
Older or poorly maintained properties with restoration potential are examples of properties that may be purchased or rehabbed with this technique.
BRRR is a very effective property investment method that allows you to develop your portfolio quickly using little initial investment. The steps in the process ..read more