The right home insurance is essential to protecting your family and home, but life can throw many changes your way. Changes such as buying or selling a property, major renovations, environmental changes, starting a family, and career shifts, can all have an effect on the type of coverage you need. Read on to learn more about why you should update your home insurance. Buying or Selling Your Home If... Source ..read more

Spring is just around the corner, and as the fresh air and greenery fill the outdoors, it inspires us to freshen up our indoors too. What better way to usher in a new season than by organizing your home! Depending on the amount of clutter you have, organizing may take several weeks. Many people get overwhelmed at the thought of organizing, so we put together some great tips to set you up for... Source ..read more

Photo by Denny Müller on Unsplash CARBON MONOXIDE PROTECTION, HOME Many homeowners often underestimate one potentially deadly element in their property: carbon monoxide (CO). According to the CDC, every year in the U.S., at least 430 people die from accidental CO poisoning. Additionally, almost 50,000 people in the U.S. visit the emergency sector yearly because of accidental CO poisoning. Source ..read more

The National Flood Insurance Program is making changes to the way it calculates flood insurance rates. Beginning Oct. 1, 2021, flood policy holders will be subject to the new rating methodology. The new pricing methodology is called Risk Rating 2.0 and it leverages industry best practices and cutting-edge technology to enable FEMA to deliver rates that are easier to understand and better reflect a... Source ..read more

Have you noticed a change in your home insurance premiums? You’re not alone. A perfect storm of market forces has driven up the cost of building homes – along with the cost of insuring them for repair and replacement. Here are some new and established reasons why your homeowner’s insurance premium may be rising. If you file a claim on your homeowner’s policy, your rates may increase. Source ..read more

During the summer it feels like everything is increasing; your grocery bill since the kids are home, gas prices, and the heat! And with the heat comes an increase in your energy bill from running your AC all day. Here we will discuss some ways to help keep your home cool and your energy bill down. Another way to save money is to shop around for home insurance. Call Texan Insurance to review your... Source ..read more

Hurricane Season is already here and it is important to prepare BEFORE a storm is in the Gulf! Remember that home insurance does NOT cover flood damage. Call Texan Insurance to get a flood insurance quote today. Here are a few items you might not have remembered to add to an emergency kit: After assembling your kit remember to maintain it so it’s ready when needed: Since you do not know where you... Source ..read more

Purchasing flood insurance is just the first step to protecting your home before a hurricane strikes. You can do several other things to minimize losses in your home and ensure your family’s safety during the Houston flooding. Sometimes we know how to get the family out of the house, but what about other important things like important documentation that proves your house is yours? Source ..read more

Expertise.com has named Texan Insurance as one of the 12 Best Homeowners Insurance Agencies in Baytown. Expertise scored several Baytown homeowners insurance agencies on more than 25 variables to create a hand-picked list of the best. Agencies were evaluated and scored based on five main criteria: Using public data and customer referrals Expertise looked up Texan Insurance along with several other... Source ..read more

What is Umbrella Insurance? Umbrella or gap insurance is extra liability insurance. This type of policy kicks in when your existing insurance policy has been exhausted or in situations where some claims are not covered. It provides additional coverage above the limits of your homeowners, auto, and boat policies by protecting your assets from major claims and lawsuits. Call Texan Insurance to learn... Source ..read more