Research insurance products that will protect your retail business. Once you have reviewed and selected some insurance types that are of interest, contact one of our Texas Classic Insurance agents for further guidance. Business Type The type of retail business that you own and operate will influence the insurance coverage you need. For instance, if you are selling products that contain chemicals, you may need to acquire more liability protection. Assess the goods and services that you sell. Use the details from your analysis when comparing insurance products. Liability Coverage Liability prote ..read more

The Importance of Home Inspection The condition of your home’s structural materials is a critical aspect that determines its current status. A thorough inspection of these subject matters could impact the amount of home insurance you plan to invest in. Below are the steps to perform an inspection of the structural materials. The Preliminary Steps When planning an inspection with an insurance representative, the property owner should make proper preparations for the visit. This can include rinsing off the home’s exterior and removing any loose items around the property. These steps ensure that ..read more

Choosing Quality Health Insurance in Granbury, TX Are you on the lookout for a valuable health insurance policy? If you live in or around Granbury, TX, then the experienced agents at Texas Classic Insurance are here to guide you toward the best possible coverage for your unique needs. A robust health insurance plan is fundamental for your well-being, and you’d want the best mix of security and value. Bespoke Insurance for All Professionals A significant percentage of individuals obtain health insurance via their workplaces. However, that’s not a luxury everyone can afford. Whether you’re a ret ..read more

When you buy an e-bike, you can get some models that are pretty big and powerful. You might be tempted to make sure that they aren’t actually classified as motorcycles in Granbury, TX. At Texas Classic Insurance, we stay on top of questions like this, and our answer is both simple and complex. When is an Electric Two-Wheeler a Motorcycle in Texas, and Not? The simple answer is if it has a less than 750w motor, it’s an e-bike and doesn’t require motorcycle insurance, registration, or licensing. Beyond that, there are several levels of e-bike classification, from basic models with a pedal-assist ..read more

Owning a boat comes with certain risks. The risks are different for motorboats and non-motor-powered boats. A sailboat is a big investment, however. Knowing which insurance coverage will protect your sailboat from loss is important. If you would like boat insurance, you can count on Texas Classic Insurance to provide you with the right options. We’re proud to serve the residents in and around the Granbury, TX area. Boat Insurance Protection  Sailboat owners can choose to invest in a good insurance policy to protect them from various risks. However, sailboats may not be required to ha ..read more

As a lawyer, you need to work with Texas Classic Insurance to get the insurance that keeps your Granbury, TX operation safe. For example, it’s a smart idea to get umbrella policies that can protect you against serious loss if you get into a lawsuit. Here’s what you need to know about this situation. Lawyers Work a High-Liability Job  Your commercial insurance should have a liability policy that protects you from various issues. For a lawyer, that typically amounts to lawsuits brought by clients who feel they weren’t properly represented. Most policies pay up to a reasonable amount of ..read more

Flood insurance is a necessity for property owners in Granbury, TX. Let us meet your flood insurance needs at Texas Classic Insurance. Homeowners need to follow a few key rules when they cover their homes for flood damage. Here are four flood insurance rules to follow: Understand any waiting period requirements Flood insurance policies usually have waiting periods. You’ll probably have to wait a certain period of time after you purchase your policy before your coverage goes into effect. It’s important to know what the applicable waiting period is when you buy a policy so that you fully un ..read more

Those who rent and work from home need to know that their work-related tools and equipment are generally not covered by their personal renters insurance, though you have several options to gain that coverage. If you live in the Granbury, TX area, our team at Texas Classic Insurance will take the time to review your options and identify the renters coverage that works for you. Renters Insurance and Working From Home Working from home has many benefits, but it introduces property and liability insurance issues that depend on whether the work equipment you use is owned by your employer, a busines ..read more

If you’re going to be launching a new business soon, then chances are you’re getting everything in order. From perfecting the product or service you’re going to be offering to marketing and everything in between, you undoubtedly have a lot to do. One thing that you need to think about is insuring your new business. Serving the greater Granbury, TX community, Texas Classic Insurance is here to assist.  Here are some important aspects of commercial insurance that you need to consider: Is Commercial Insurance Required in Texas? While commercial insurance may be required in some states ..read more

At Texas Classic Insurance in Granbury, TX, we put the interests of our customers first. As an independent insurance agency, we work for our customers, not for the insurance carrier. We communicate with our customers to help them to make the decisions about coverage that will provide them with the coverage they need.  Reviewing your home insurance policy When your personal worth rises If your assets have increased since you got your home insurance policy, it may be time to look at how much liability coverage you have and consider getting more and maybe adding an umbrella policy. Judgments ..read more