As a business owner, you're likely well aware of the importance of business insurance and workers' compensation but protecting your company doesn't end with these things. Cybersecurity insurance, commonly referred to as cyber insurance, is another essential tool every business should have in its arsenal. If you're not familiar with cyber insurance, here's a basic overview of what you should know. What Is Cyber Insurance? Cyber insurance offers protection against losses resulting from cyberattacks and data breaches. These insurance plans provide coverage for lost income as well as costs like ..read more

Car insurance can greatly help you out of a sticky situation that was caused by something out of your control. The whole purpose of insurance is to have it just in case something goes wrong, and it's important to know what it covers so you know how to use it properly. Below are just a few things normally covered by car insurance, but always ask your local car insurance agent for more information. Defining Comprehensive versus Collision Coverage Comprehensive coverage in auto insurance is designed to protect against a variety of non-collision incidents that can damage your vehicle. This incl ..read more

Business insurance is crucial in risk management. Protecting your business against unseen events while mitigating financial loss is why every business needs coverage. While business insurance is a term for several different coverages, they all protect your business to ensure operations proceed. Let's look into some common business insurance types that will cover your company. Commercial Commercial insurance is coverage for aspects of the business rather than individuals. Commercial auto insurance protects in the case of physical damage, theft, and bodily injury. Property insurance covers da ..read more

Homeowners insurance is essential for any residential property owner. It's often underestimated how frequently damage can strike a house. From flooding to fires, you should be prepared for anything. Let's explore the most common homeowner’s insurance claims that may be of concern to you in the future. Weather Weather is by far the most common claim among homeowners. High winds can cause severe damage to a home. Pairing severe winds with hail is a nightmare for anyone with a house and car. Whether it's damage to your roof or your windows, rough storms have the potential to devastate your wa ..read more

Investing in the right health insurance policy is vital for your and your family's well-being. You're likely aware that health insurance is important, but you may not know exactly how it can benefit you. Let's look at a few of the biggest reasons why it's critical to get quality health insurance from a dependable local insurance agent. Helps You Stay Healthy It's hard to say anybody wants to be sick. Fortunately, getting check-ups, immunizations, and other services from medical professionals will greatly help your long-term health. If you have any pre-existing conditions, health insurance c ..read more

When thinking about insurance and the kinds of insurance you need, you may feel overwhelmed. The good news is that it doesn't have to be overwhelming! When working with a trusted insurance agent, getting yourself covered with the appropriate policies can be easy. From auto insurance to property insurance, here are three policies that you shouldn't go without. Home Insurance If you are a homeowner, making sure you have home insurance is vital. Home insurance can protect you and your home in a few ways. Not only does it protect you if you were to lose your home, but it can also cover the loss ..read more

Whether you have purchased an insurance policy on your own before or not, it can feel like a challenge. You probably have questions for your insurance agent you want answered. According to Comfy Living, 85% of homeowners in the U.S. have insured their homes. Homeowners insurance can be complex, so it is normal to have some questions. Read below to discover the top questions you should ask a home insurance agent. 1. How Are Homeowners Insurance Rates Calculated? Homeowners insurance is calculated based on a couple of factors. Home insurance rates are usually based on coverage limits as well ..read more

Life is often exciting, fulfilling, and unexpected, full of twists and turns that we never saw coming. Because life can be so unpredictable, it's important to provide safety and security for your loved ones. One of the best ways to help your family is by investing in a life insurance policy. Read on to learn more about why you should invest in life insurance as soon as possible. Peace of Mind While it may not be the most fun activity in the world, folks need to prepare for any and all outcomes. Whether you're entering your Golden Years or just looking to alleviate your loved ones of some st ..read more

If you feel overwhelmed and confused by health insurance, you aren't alone. According to the CDC, 29.6 million people under the age of 64 don't have health insurance in America. Many people choose to skip health insurance, even employee health insurance, all together simply because it's so confusing to choose the right coverage. This quick guide will provide you with some information on how to choose the right coverage. Different Plans for Different People The first thing you need to know is that there are different employee health insurance plans for different types of people. Health insura ..read more

Whether you own a home, a commercial property, or both, you need property insurance to protect it. According to IBISWorld, the U.S. had 410,176 insurance agencies and brokers at the start of 2023. That's a lot of licensed insurance producers available to provide you with insurance protection. How do you know which insurance agent or broker to use? Let's take a closer look and what you should look for in an insurance producer. Proof of Licensing and Bond Protection An insurance agent or broker should be licensed to do business in the state in which you live. Every state has a process that g ..read more