Why is Life Insurance Important? Life insurance serves as a crucial safety net that should always be an integral part of financial planning. At The Insurance House in Tucson, AZ, we can assist you in navigating the various policies that align with your unique needs. Understanding Term Life Insurance Term life insurance gets its name from its characteristic of covering a specific time period or ‘term.’ During this stipulated term, if the policyholder passes away, the insurance company pays the agreed-upon amount to the beneficiaries. But it’s important to remember that this policy type expires ..read more

Starting your own business and being a professional in the Tucson, AZ area is a dream for many people. When you start your own professional business or practice, having the right insurance is very important. One type of coverage all people here need to have is bond insurance. The many benefits of bond insurance make it an excellent option to obtain. Protect Financial Losses Bonds insurance, often referred to as a surety bond, is a type of insurance that you can provide to reassure a customer that you will be able to finish a job. The customer could file a claim if you fail to fulfill your obli ..read more

Umbrella Insurance: Enhancing Your Homeowner’s Insurance Coverage Homeowner’s insurance policies can cover many different things. However, it’s wise to thoroughly review each policy to spot any potential gaps or limitations. If there are aspects that raise concern, an umbrella insurance plan might be the solution you need to increase your coverage. For more information on umbrella insurance, please feel free to contact The Insurance House, serving Tucson, AZ. Key Points to Know About Umbrella Insurance In most cases, umbrella insurance is optional. While some forms of insurance, like auto insu ..read more

Everyone is pretty much aware of the three main types of coverage included in a traditional full-coverage auto policy. This is a liability, which is mandated, collision, and comprehensive. Our team of independent insurance agents at The Insurance House in Tucson, AZ ensures that all of our customers get a personalized auto insurance policy that includes any add-ons that make it the right one for you.  Gap Coverage If you have a newer vehicle and an auto loan, you might find that you owe more than the insurance will pay for the vehicle if you have an accident. Having gap coverage will help ..read more

Boating enthusiasts are keenly aware that enjoying the water comes with a significant responsibility. Whether navigating serene lakes or cruising through rivers, the joy of being on a boat demands a commitment to safety and protection. Ensuring the security of your vessel year-round is crucial. This extends beyond the traditional boating season, requiring comprehensive coverage that shields against potential risks during the off-season or while your boat is in storage. Serving Tucson, AZ, and neighboring regions, The Insurance House recognizes that boat owners value reliable insurance choices ..read more

Many homeowners in Tucson, AZ purchase a home policy and assume they have all the coverage they need. Unfortunately, many policies don’t provide coverage for floods. This can leave homeowners with a considerable expense. The good news is that our agents at The Insurance House can talk to you about flood insurance so that you never have to worry about the unthinkable happening to your home. Focus on Flood Preparedness It’s essential to do everything you can to prepare for a flood. While you may not think it will ever happen, you should familiarize yourself with the flood maps of Tucson. Determi ..read more

Being adequately insured is essential for all people who are in the Tucson, AZ area. While you will want to have liability support and protection for your valuable assets, you also need to consider getting life insurance. With a proper life insurance plan, you can provide financial protection for your dependents and receive other benefits. There are various factors to consider when choosing a new life insurance policy.  Level of Coverage A primary factor to consider when looking for life insurance is the level of coverage. A direct benefit of life insurance is that you can build it to pro ..read more

The corporate bond market is vital to the global financial landscape, allowing companies to raise capital by issuing debt securities. Investors in and around the Tucson, AZ area, flock to this market for stable returns, but corporate bonds come with inherent risks like any investment. Bonds insurance is the answer.  Critical Components of Corporate Bond Insurance Issuer Default Risk: Bond insurance acts as a safeguard by ensuring that investors receive their scheduled payments even if the issuer defaults. Credit Rating Enhancement: Corporate bond insurance enhances the credit rating of t ..read more

Tucson, AZ is a gorgeous place to live, with 300 days of sunshine and a rich array of beautiful landscapes, like the nearby Santa Catalina Mountains. However, the landscapes that make this city and state so pretty also create the conditions right for damaging natural events like sandstorms, also called dust storms or haboobs.  How Dust Storms Damage Cars Dust storms can be horribly damaging to vehicles, causing issues like: Paint damage Windshield damage Physical damage to the exterior, like dents  Mechanical damage to the engine  Electrical damage  Getting Auto Insurance ..read more

Although you’re not legally required to carry boat insurance in the state of Arizona, boat owners must do it anyway. After all, even careful boaters can get involved in accidents, and the right insurance will protect you from liability. However, part of being a responsible Tucson, AZ boater means reviewing your policy frequently and understanding which factors can affect it. We at The Insurance House can help you make sense of the details, but in the meantime, here’s a list of examples to be aware of. 1. How You Use Your Boat What you use your boat for matters regarding your insurance costs an ..read more