“Hard-won things are more valuable than those that come too easily.” That’s what Virgin Australia founder Richard Branson once said. Well, sorry Branno, that’s not true about your Velocity Frequent Flyer program. Over 12 million Aussies are actually finding it pretty easy to earn points in your program and use them for free stuff every day. This guide will show you everything you need to know about Virgin Australia’s rewards program, including how to maximise your points so you can travel in style and shop for free. First, a quick overview of Velocity and how it works. Velocity is Virgin Aus ..read more

The first credit cards have been revealed under the new partnership between iconic Australian retailer David Jones and Australia’s leading consumer lender Latitude Financial. After terminating its contract with American Express in 2023, David Jones signed an exclusive 10-year agreement with Latitude Financial. Latitude currently partners with prominent brands such as JB HiFi, Harvey Norman, Samsung and Apple. Now, the first Latitude-issued credit cards have been released. Compared side-by-side, the new David Jones Premier and David Jones Prestige cards include similar features to the now-di ..read more

Credit cards with rewards points and perks can give you free flights and seat upgrades, discounts and cashback, gift cards and more. Here, we’ve chosen our favourites across several categories to help you find the top pick you’re looking for. Every month we review and update our picks. Here are our winners for February 2024 ..read more

Credit cards with rewards points and perks can give you free flights and seat upgrades, discounts and cashback, gift cards and more. Here, we’ve chosen our favourites across several categories to help you find the top pick you’re looking for. Every month we review and update our picks. Here are our winners for October 2023! Our pick for Best All-Rounder ANZ Frequent Flyer Black 110,000 Bonus Qantas Points $100 cashback on your account Go to site Our pick for Bonus Points Qantas Premier Platinum 80,000 Bonus Qantas Points in 12 months Travel insurance + 2 lounge visits per year Go ..read more

If you have credit card debt, a balance transfer credit card offer can be your ticket to getting ahead of it. A 0% balance transfer offer means you won’t pay any interest on your debt for up to three years, giving you time to clear the balance and breathe easy again. You and your credit card should have a healthy relationship, where you get rewards for your spending, grow your credit score and manage your cash. But, if you’ve found yourself with debt, a balance transfer can help by sparing you from paying interest on your balance while you pay it off. Look for a card with a 0% balance transfe ..read more

Frequent flyer credit cards reward you with free flights, upgrades and other travel perks just for doing your everyday spending. There’s a card for everything: you can choose from basic, no-frills options to cards that dish out big points and big features. Plenty of frequent flyer credit cards come with epic sign-up bonus points to kickstart your rewards stash, and some have balance transfer features if you want to shift your debt to a new card for 0% interest and to pay it off faster. Or, if you’re just saying “show me the points!”, look for credit cards that pay out the highest number of fr ..read more

We’ve devised these 9 money personalities based on 15 years of answering your questions and helping find your best credit card. Now, you can figure out how you tick, and which kind of card suits your personal money style. That means no more analysis paralysis or sifting through 1000s of cards with no idea where to start. Isn’t that a huge relief? So, let’s get started! How to figure out your Credit Card Personality: Step 1: Read through the Top 9 Personalities Step 2: Jot down one or two that you recognise in yourself Step 3: Use the quick links that match your personality type to compare c ..read more

Towards the end of last week, US-based fintech, cred.ai, released a whole new type of credit card experience. Not heard of cred.ai? That’s not surprising, as the company claims to have been in “stealth mode” for the past three years. Now though, it’s ready to release its revolutionary credit card to the masses. Or to beta users, at least. At the core of cred.ai’s offering is the Unicorn Card Visa credit card, which, when used in conjunction with an FDIC insured deposit account and the cred.ai mobile app, is designed to “give users first-of-their-kind controls, convenience, and automatic cred ..read more

Pauline Hatch – chief finance expert @ CreditCard.com.au “I believe that with the right information, everyone can win with money. For that to happen, I’ll keep making credit card comparison easier, and I’ll give away everything I know.“ My kids say, “how do you write about credit cards all day? Isn’t it so boring?” You’d think I was being forced to research medieval irrigation practices by the look on their faces. But the truth is, I like budgets and spreadsheets. A PDS is like a nail-biting suspense novel to me. Comparing credit cards is like cracking a code. As a writer and journalist in t ..read more

Identity theft is fraud. It’s when someone illegally finds and uses your personal information to access your money. The criminals may try to hack into your bank account, apply for credit in your name (such as a home loan or store card) or use your credit card to buy things online. It’s an awful feeling to know someone (we shall call them ‘fraudsters’) has stolen your details or even pickpocketed your physical cards. So, it’s good to know how to protect yourself, what to look for, and what to do if you suspect you’ve been hacked. And fortunately, credit card providers have plenty of protections ..read more