House Rich: The First Time Homebuyer Show
53 FOLLOWERS
My loan was declined 2 weeks before my fiancé and I were set to close on our home (6 weeks before our wedding). I don't want anyone else to ever have to experience the unnecessary stress we went through. That event fueled my passion for educating others on the homebuying process and become the guidelines nerd I am today. This show will provide you ACTIONABLE steps in laymen's terms to..
House Rich: The First Time Homebuyer Show
3w ago
I breakdown president plan for the housing market as discussed during his state of the union speech.
Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/
During his State of the Union Address, President Biden will call on Congressional Republicans to end years of inaction and pass legislation to lower costs by providing a $10,000 tax credit for first-time homebuyers and people who sell their starter homes; build and renovate more than 2 mil ..read more
House Rich: The First Time Homebuyer Show
3w ago
I explain the history behind squatter's rights and why they still exist today. Most people confused squatter's rights, the right of tenants and criminals that have illegal broken into a property and are abusing tenants right's to stay in the property.
Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/
I also cover solution's to the squatter epidemic an well are talk about a guy name Flash Shelton, the "Squatter Hunter" and how you can hire him ..read more
House Rich: The First Time Homebuyer Show
3w ago
I cover the @realtordotcom article "U.S. Housing Supply Short 7.2 Million Homes" The topics covered are 03:41 The large margins for new home builders and why they can over incentives to new home buyers 04:40 Where the 7.2M deficit number comes from 06:23 Why the starter home is disappearing 08:20 Metros with the biggest deficit in single family homes "While the number of homes for sale has been recovering from pandemic-era lows thanks to a surge of new construction, a new Realtor.com® analysis found that the market is still missing up to 7.2 million homes, the result of more than a ..read more
House Rich: The First Time Homebuyer Show
3w ago
I compared the benefits for an FHA loan versus conventional loan for 1st time homebuyers in 2024. The topics we cover are 01:33 FHA loan credit requirements 03:51 conventional loan credit requirements 04:41 Biden's loan level price adjust "hurting" those with good credit 05:21 Down payment requirements for FHA loans 06:00 Conventional loan down payment requirements 06:30 Update conventional loan housing hacking guidelines 06:52 Conventional loan vacation home and investment property guidelines 07:43 Occupancy requirements for FHA and conventional loans 08:01 Does an conventional or FHA loan ha ..read more
House Rich: The First Time Homebuyer Show
2M ago
Maybe you can call this a very special episode. But on today's episode i discuss the realization i have Asperberg's syndrome as an adult how in hindsight it impacted my life from childhood to adulthood, how it brought me to where I am today and how I plan to cope going forward.
"People with high-functioning autism/Asperger's often have difficulty with social situations, and they may not be able to understand the perspectives and feelings of others. However, their language and cognitive skills are often typical.
People with the condition may also engage in specific, repetitive bod ..read more
House Rich: The First Time Homebuyer Show
2M ago
Whether you're a Veterans, Active duty service member, civilian or something in between this episode has something for you. We cover the update 2024 VA loan guidelines. Items covered are
VA loans limits
VA loan credit requirements
VA loan residual income requirements
VA loan residual income requirements
What types of properties you can buy with a VA loan
VA funding fees
VA appraisals and more
Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/
&n ..read more
House Rich: The First Time Homebuyer Show
3M ago
I cover the 2024 updates for the FHA 203K rehab / renovation loan which allows first time home buyers to roll the renovation cost into their loan. The items covered are
-Max FHA 203k Loan amount
-FHA 203k occupancy requirements
-Financing mortgage payments
-FHA 203k limited loan
-HUD consultant
-FHA 203k Standard Loan
-Rates
-Who can do the repairs
-Financing scenarios
-The FHA 203k Process
Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/
This ..read more
House Rich: The First Time Homebuyer Show
3M ago
I help you figure out how much home you can afford on your salary. I look at a client of mine's credit, income and credit to determine what kind of home she can qualify for on her 100k salary in Dallas. You can use these tips to determine how much you can qualify for based on your personal DTI.
Oh BTW there is a big difference between afford and qualify, we talk about that too.
Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/
This is a show fo ..read more
House Rich: The First Time Homebuyer Show
4M ago
I analyze 2024 housing market predication for industry experts as well as where interest rate will go in 2024. I look at
2024 housing market predications from the Mortgage Bankers Association, CoreLogic, Fannie Mae, Redfin, Zillow and more.
Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a ..read more
House Rich: The First Time Homebuyer Show
4M ago
I cover the 2024 conventional loan guidelines. This is a mini-master class for 1st time homebuyers covers updates covering the new
2024 conventional loan limits
2024 new down payment requirements for house hacking
How a gift of equity works
History of Fannie Mae and Freddie mac
Bidens LLPA credit updates
conventional loan gift funds rules
conventional loan first time home buyer requirements
conventional loan income guidelines
conventional loan credit requirement
conventional loan DTI requirements
Seller concessional for conventional loans
and more
Looking for a home in Dallas? Schedule a ..read more