Occupancy verification is a critical component in the mortgage process, protecting both lenders and the integrity of the real estate market. It’s a proactive measure that, when used appropriately, can significantly mitigate financial risk, and prevent fraud. This is a process used by lenders and mortgage professionals to confirm whether a borrower truly resides at the property they claim as their primary residence. This verification is essential because home loans often come with different terms based on whether a property is owner-occupied or not. Owner-occupied properties typically qualify ..read more

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