How Paperless Personal Loans Work: Benefits, Eligibility, and Tips for Quick Approval
PayMe India Blog
by TeamPayMe
1w ago
Traditional loan applications involve a lot of paperwork, a tiresome verification process and a long waiting time. Getting a loan used to be a tedious task earlier, from many bank visits to submitting all documents physically. Then paperless personal loans rose to rescue you from this exhausting task by completely changing the landscape of personal ..read more
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Impact of Credit Card Cancellations on Your Credit Score
PayMe India Blog
by TeamPayMe
1w ago
Many credit cards often tempt users into closing their cards for good reasons. High annual fees, excessive debt, poor spending habits, or simply having too many cards to manage may cause cancellation to look like a smart choice. Some may even believe that it will improve their financial discipline or be a safeguard against their ..read more
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What is an ATM? Full Form, Uses, Types, How to Use, and Features
PayMe India Blog
by TeamPayMe
1w ago
Before ATMs, accessing funds from your bank account means visiting a bank and standing in long queues that too during the limited operation hours. However, the introduction of ATMs made the whole process convenient. The Automated Teller Machine (ATM) became the foundation of modern financial transactions by providing easy access to cash and other banking ..read more
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Tamil Nadu Ration Card, How to Apply, Check Status — Explained in Detail
PayMe India Blog
by TeamPayMe
1w ago
Tamil Nadu Ration Card is one of the major documents that enable families below the poverty line to procure ration at a minimal cost. Distributed by the state food department, the ration card can be applied online or offline at a citizen’s convenience. Here’s all you need to know about the Tamil Nadu Ration Card ..read more
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Difference Between Fixed Capital and Working Capital
PayMe India Blog
by TeamPayMe
2w ago
Understanding the distinction between fixed capital and working capital is essential for a business owner to ensure the smooth running of the business and effective management. These two forms of capital serve two different purposes, but they are interconnected to ensure a company’s good financial health. Fixed capital includes all the long-term investments like buildings ..read more
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Impact of GST on Financial Services
PayMe India Blog
by TeamPayMe
2w ago
The Goods and Services Tax, or GST, was introduced in India in 2017 to streamline the tax system and reshape how tax is charged on goods and services. Since then, it has affected various industries in the country, including the financial services GST. The impact of GST on financial services is great. It affects transactions ..read more
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Understanding Term Loan: Check Meaning, Types & Benefits
PayMe India Blog
by TeamPayMe
2w ago
A term loan is a type of financial borrowing where the borrower gets a lump-sum amount and repays it in the form of instalments over a predefined period. These loans are important for small businesses as they provide access to the funds for expenses so that the borrower can use the cash flow for other ..read more
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NPHH Ration Card: Non-Priority Household Cards
PayMe India Blog
by TeamPayMe
2w ago
The NPHH ration card, also known as the Non-Priority Household ration card, is classified under the Public Distribution System (PDS). It is issued to those families who do not qualify for the PHH ration card. According to the guidance of ration card services, it is issued in the name of the senior most lady of ..read more
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BPL – Below Poverty Line in India: Meaning, Criteria, and Complete Guide
PayMe India Blog
by TeamPayMe
2w ago
The Below Poverty Line (BPL) is a framework in India that sets the standard to identify the people who are surviving and living in extreme poverty. This helps to identify the people who need attention and access to various government schemes and provisions, ensuring fundamental needs such as food, healthcare, housing, and education. The classification ..read more
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GST on Personal Loan: Minimize Costs with Expert Tips
PayMe India Blog
by TeamPayMe
2w ago
GST, or Goods and Services Tax, is a unified tax system implemented in India in July 2017. It replaced multiple indirect taxes and impacted various industries, including the financial sector. In times of monetary crunch, a personal loan is a popular borrowing option to get immediate funds. While the principal loan amount is not taxable ..read more
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