Re: Amex Platinum -- am I missing something?
myFICO Forums
by SouthJamaica
49m ago
@ForwardLooking wrote: Amex has been trying to court me recently after being on their blacklist for 25 years.  After about 3 months of nagging, I went ahead and took the bait.  I got the Platinum card with a 150k sign up bonus for spending 8k in 6 months which I accepted.  I will easily meet this target because I pulled the nuclear option to get it done quickly and complete the bonus -- rent.  I got a chuckle that my card says "Member Since 94" considering how long I was blacklisted.   I will say the standard perks and rewards did help me justify the annual fee, c ..read more
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Re: Capital One Blacklist
myFICO Forums
by Pandamanda
49m ago
Yes me lol. I charged off Cap one in 2016, paid them back, got another account in 2018, charged it off, paid them back. And now I am stuck on the forever blacklist. It's been 5 years for me. It's weird though my kohls card is capital one ..read more
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Re: How many personal credit cards do you have open?
myFICO Forums
by Slabenstein
49m ago
I'll quote Forrest Gump: "I only caught five ..read more
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Kohls Visa
myFICO Forums
by Pandamanda
49m ago
I have a Kohls store card with a $400 limit that I've had for almost a year. I'm not really fond of store cards anymore so I really want to see if I can call and switch it to the kohls Visa card. Is this something that can be done? When I got the kohls card I had pretty bad credit. Now it's in the 700's. Also Capital One does not like me. I know the store card is also capital one, but for some reason they liked me enough to approve me for that lol. So I'm a little worried with the visa Capital One will do some digging and realize it's me, the person they hate ?  ..read more
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Re: Advice on current Auto Loan
myFICO Forums
by pizzadude
49m ago
@jdetermann1974 wrote: I have 8 lates on my current auto loan opened in July 2020. Any advice?  Same advice that was given to you in your other thread.  Focus on getting your existing open accounts current and paid on time before addressing older / unpaid debt.   If your auto loan is current and hasn't been late since 2020 you could try sending GW requests to your creditor to ask for the lates to be removed ..read more
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Re: PSA Penfed credit card payments disappearing!
myFICO Forums
by K-in-Boston
49m ago
@kremonis wrote: It appears that my original payment was good. Now I double paid this credit card bill...   All that is moot though because Penfed will not allow me to connect new external accounts to "push" payments to an internal account at Penfed. That would still be a "pull."  (Or, alternately, an external transfer followed by an internal transfer if you meant moving funds from an external account and then paying your card with a DDA account at PenFed.)  PenFed would have no input other than processing the payment once it was received.  A push payment would b ..read more
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Re: Questions about lease end and getting a new lease in regards to DTI ?
myFICO Forums
by pizzadude
49m ago
@Musiclvr48 wrote: Hope all is well!   I have a Jeep lease ending June 1st 2024. With my last payment being May 1st, 2024. I have since ordered a new Jeep and I’m waiting for that to be built. It could be ready at any point between March and May. I assume that I will either have no payments left by the time my new car is ready, or I will have to do a lease end payout and pay the existing lease off a couple months early if my Jeep is built and delivered earlier than expected. I don’t want my old lease to contribute to my DTI when doing paper work for my new car, but I understand it ma ..read more
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Re: PayPal World MasterCard
myFICO Forums
by CorpCrMgr1
49m ago
Congratulations on your approval ..read more
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Re: In case you were wondering why your TD Bank Secured Card hasn't graduated yet....
myFICO Forums
by Anonymalous
49m ago
@CharlesCA1358 wrote:   So, you are claiming the lawsuit is nonsense? Do you work for TD Bank? How much are they paying you to post this? I think the lawsuit is nonsense as well, and nobody's paying me a dime. How does $10/person help anyone, except the lawyers who raked in half the money? The total is absolutely trivial to a business of their size, amounting to 0.002% of TD's market cap.   And while it sounds like you've done a good job rebuilding, a 696 score isn't a slam dunk. Since you've got a significant range between your scores and lenders have different underwriting cr ..read more
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Re: Rent Recovery
myFICO Forums
by pizzadude
49m ago
So assuming that the OC recalled the debt back from the collection agency then I'd expect it to be removed eventually, since you also paid the OC directly.   Did they give you anything in writing that it would be removed ?   If you haven't reached out to the OC since then I'd check in with them to see what they can tell you ..read more
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