NFT or Non-Fungible Tokens is one of the most used terms in the digital arena. In fact, it was one of the most profitable investment markets in 2021. We saw NFT collectible prices break all the records, gaining traction even on social media. However, you cannot invest in an NFT without any strategy and expect it to trend. So, whether you’re looking for a long-term investment or a short-term flip, you must carefully plan your NFT purchase. We have put together some effective NFT investment strategies that primarily apply to NFT collections. Let’s get started. 1. Purchase at Floor Price Floor pr ..read more

Time Frame Your time frame makes a world of difference. The same type of investment can be more risky or less risky because of your timeframe. For instance, if you’re investing for your retirement in 30 years, you can afford to invest in equities, which will give you high returns over a long period of time. However, if you’re hoping to invest so that you can buy a big house in two years, that same investment in equity is more volatile. This is because equities have bigger swings (+/- 20%) in their valuations within a year as compared to bonds which have a smaller swing in a year (+/-3%). So, i ..read more

As the COVID-19 virus continues to spread, startups and businesses face a tough battle to stay alive as major non-tech industries shut down and non-essential international travel is banned across the world. Most employees have been unceremoniously transitioned to remote work to allow for social distance to reduce the spread of COVID-19. All these and other massive consequential impacts of COVID-19 on various industries threaten the survival of small businesses, startups and corporations. During this difficult time, much change needs to happen simultaneously and quickly across departments in ma ..read more

Ready to get started? Here you go… Everyone who trades in cryptocurrencies needs to have a wallet, which is where you keep records of your Bitcoin, Ethereum, or whatever cryptocurrency you choose. Downloading a wallet is as simple as signing up with an exchange that will let you purchase, sell and trade these currencies. One example of such an exchange is Coinbase, which provides wallets for Bitcoin, Bitcoin Cash, Litecoin and Ethereum. Wallets can be stored online, or on your mobile or desktop. Experts say that storing them online is the least safe method, however. The next step is to get the ..read more

Bank of International Settlements (BIS) recently published a study showing that cash is not dead, and in fact is quite alive. In fact, they show that cash in circulation has been growing in in advanced economies since the start of the global financial crisis. But, to use this finding to conclude that daily use of cash has been growing intuitively seems like an overly simplified observation. Our team at ValuePenguin dug into the data to find more clues as to what is really happening in the battle between cash and other modes of payments, especially in Singapore. Taking a Closer Look a ..read more

Individual investors often wonder if they are making the right decisions with their portfolio. As new trends come and go, it can be hard to keep up and to determine how to best put their money to good use. Here we discuss crowdfunding platforms, which democratise finance and offer an exciting opportunity to investors. What is Crowdfunding? Crowdfunding is the idea of raising money from a large number of individuals. It is used by many different organizations and individuals. For example, crowdfunding is typically employed for philanthropic endeavors or to raise money for small businesses. Part ..read more

Based in Singapore, Prajit is responsible for spearheading business development into new markets. In addition to overseeing business operations across the global offices in cities including Singapore, Hong Kong, India, Australia, Europe and Malaysia, he is also in charge of driving innovation across processes to create value-added experiences for customers. Prior to co-founding InstaReM, Prajit held several leadership positions in various global companies. He was the Global Sales Director at TMF Group, a multinational professional services firm headquartered in Amsterdam, and was the Vice Pres ..read more

Based in Singapore, Prajit Nanu, InstaRem founder, is responsible for spearheading business development into new markets. In addition to overseeing business operations across the global offices in cities including Singapore, Hong Kong, India, Australia, Europe and Malaysia, he is also in charge of driving innovation across processes to create value-added experiences for customers. Prior to co-founding InstaReM, Prajit held several leadership positions in various global companies. He was the Global Sales Director at TMF Group, a multinational professional services firm headquartered in Amsterda ..read more

FinTech is fast taking over the financial services sector across the world. It is seen by some as a disruptive force that is leaving a huge impact on the lives of consumers. In the second chapter of the Singapore Fintech Festival, many women experts, female founders and leaders will be sharing their wisdom and experience in the field. Titled “Leaders Dialogue: Re-Defining Digital Leadership”, this is the first panel to kick-start the entire conference. It is also one of the most important sessions of the festival. And the better news is, it is an all-female panel consisting of five game-change ..read more