Unlawful calls are an unfortunate reality that many of us have to deal with. From robocalls promoting nonexistent products to scam calls designed to steal our personal information, these calls can be a major nuisance—and sometimes even a threat to our safety. In this blog post, learn about how to recognize unlawful calls, what you should do if you receive one, and when you should hire a lawyer to help you deal with the problem. How To Recognize Unlawful Calls Some of the most common types of unlawful calls include robocalls, telemarketing calls, and scam calls. Robocalls are automated calls t ..read more

It’s no secret that being in debt can be stressful and overwhelming. But what’s even worse is receiving endless calls and letters from debt collectors. Their tactics can be intimidating, rude, and sometimes even illegal. The good news is that you have rights when it comes to debt collector calls. Whether you’re dealing with debt collectors for the first time or have been for a while, it’s important to know your rights to protect yourself from unfair and abusive collection practices. The Fair Debt Collection Practices Act (FDCPA) The Fair Debt Collection Practices Act is the main federal law t ..read more

In the digital age, where communication is abundant, telemarketing abuse has become a growing concern for individuals and businesses alike. Beyond the nuisance of unsolicited calls, the intersection of telemarketing abuse and identity theft raises significant legal implications. As a responsible business owner or consumer, it’s crucial to understand the potential legal consequences for perpetrators engaging in these illicit activities. 1. Violation of Do-Not-Call Regulations One of the primary legal ramifications for telemarketing abuse is a violation of do-not-call regulations. Federal and s ..read more

Zombie debts are those that debt collectors have no right to sue you for but can still try to get you to pay. Below are a few things to know about zombie debts. Forms of Zombie Debts Zombie debts come in different ways. Below are a few examples. Old Debts State law determines how long a creditor has to instigate debt collection processes, like lawsuits. In Washington, a creditor has a maximum of six years (after the last payment or default) to file debt-collection lawsuits. However, some creditors might continue to harass you and threaten you with lawsuits even after the statute of ..read more

Robocalls have surged, affecting most Americans who own mobile phones. Methods for obtaining phone numbers have become more malicious, despite the Better Business Bureau’s advice to be cautious with sharing personal information. Here are the main ways telemarketers obtain your personal information.  Credit Requests  When you apply for credit, whether it’s for major purchases or something as small as household appliances, you willingly share your personal information with the credit provider. This information exchange occurs because credit applications require you to furnish various ..read more

In today’s digital age, unwanted robocalls and texts have become a pervasive nuisance for many individuals. These automated calls and messages, often promoting scams or telemarketing, can disrupt our daily lives, invade our privacy, and potentially lead to financial loss or identity theft. Fortunately, you can take steps to regain control and minimize the impact of these unwanted communications. This comprehensive guide will explore effective strategies to stop robocalls and texts. Register Your Number Register your phone number with the National Do Not Call Registry to reduce unwanted roboca ..read more

Phone numbers are the keys to accessing the world of communication, which is why telemarketers and scammers view them as valuable information. While they might seem to appear out of thin air, telemarketers and scammers have several clever methods of retrieving your number than you may realize. Learn four ways these organizations may have obtained your phone number and how you can help protect yourself. 1. 800, 888, or 900 Numbers The Automatic Number Identification (ANI) framework can record your contact details whenever you dial an 800, 888, or 900 number. ANI will save your number and use i ..read more

The TCPA is a statute the Senate enacted to protect consumers from voice calls, texts, and other forms of telemarketing communication. This law also restricts using prerecorded voice messages and automatic dialing systems and collection systems. If you feel a telemarketing company has violated this rule, you may file a complaint with the Federal Communications Commission. While this act was signed into law in 1991, it has changed in response to the times. Provisions of the TCPA The TCPA prohibits telemarketing companies or solicitors from making calls to homes before 8 am or after 9 pm. This ..read more

Robocalls are a growing annoyance for many people today. They come at all hours of the day and night and can be highly disruptive. However, few people understand how robocalls work or what qualifies as a robocall. In this blog article, we’ll help you know the crucial details about robocalls and how to protect yourself against them. What Are Robocalls? Robocalls are autonomous phone calls that use a programmed autodialer to send a pre-recorded communication to a home landline or wireless number. Robocallers are the systems or machines used to make these calls. Robocalls can send messages that ..read more

The Telephone Consumer Protection Act (TCPA) is a federal law that controls telemarketing calls and text messages. If a company is violating the Telephone Consumer Protection Act by calling you repeatedly, there are several steps you can take to protect your rights and stop the harassing calls. The steps below will help you protect your rights and stop unwanted calls. Keep a Record of the Calls When a company violates the TCPA by calling you repeatedly, it is critical to keep a record of the calls for future reference. It is best to keep track of the date and time of each call, the caller’s p ..read more