Toledano Disability Law Blog
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Stay informed about disability benefits and Erisa law with the Toledano Disability Law Blog. Explore topics such as long-term disability claims, insurance disputes, and the legal rights of disabled individuals. Readers can expect informative articles, case studies, and practical advice for navigating disability benefits under Erisa. Reagan Toledano's lengthy experience and track record..
Toledano Disability Law Blog
1w ago
When it comes to filing a disability benefits claim, timing is everything. Under the Employee Retirement Income Security Act of 1974 (ERISA), specific time frames are set to ensure that claims are handled effectively and fairly. As a claimant, it is essential to understand these time frames to navigate the process successfully. The importance of timely action Before filing a…
The post ERISA disability benefits: Time frames you cannot afford to miss first appeared on Toledano Disability Law ..read more
Toledano Disability Law Blog
1M ago
Many successful professionals have insurance coverage that they may never use. Those in well-compensated professions often have employer-sponsored benefits that may include short-term and long-term disability insurance. Those benefits help supplement available Social Security benefits and any private coverage the workers carry on their own behalf. The vast majority of professionals never require disability benefits because they never experience a…
The post The connection between an ERISA appeal and litigation first appeared on Toledano Disability Law ..read more
Toledano Disability Law Blog
2M ago
Many different types of medical issues can leave people unable to work. Employees in well-established careers may have workplace benefits that can help them after they develop a disabling medical condition. Employers may provide long-term disability insurance coverage or short-term disability insurance, possibly both, as part of a comprehensive benefits package. Employees who become unable to work because of an…
The post Does cancer require long-term or short-term disability coverage? first appeared on Toledano Disability Law ..read more
Toledano Disability Law Blog
4M ago
Workers who have disability benefits provided by employers often take for granted that they have protection. If they get diagnosed with cancer or incur a major injury in a car crash, they assume that their long-term disability or short-term disability insurance provided by their employer can help them. After all, those benefits specifically exist for the protection of those who cannot work due to medical challenges. Contrary to what people often expect, the claims process for private disability insurance is often very complex and lengthy. Insurance providers often look for any excuse to deny a ..read more
Toledano Disability Law Blog
5M ago
Workers dealing with significant medical issues often worry about their long-term financial challenges. It is only natural for someone facing a significant, potentially permanent reduction in their earning potential to prioritize long-term benefits. Many employers provide employee benefits packages that include short-term and long-term disability benefits. The focus when a worker discovers they have significant medical challenges is often on long-term disability benefits. However, short-term disability benefits can be equally important for someone who is facing a long-term leave of absence fro ..read more
Toledano Disability Law Blog
6M ago
Most people (understandably) aren’t familiar with the terms of their long-term or short-term disability coverage in detail. Employers that offer disability benefits as part of a compensation package typically provide policy documents to employees. However, the typical professional struggles to make sense of the dense language included in those papers. People often don’t invest much at energy into learning about disability benefits because they assume that they, like most other people, may never require those benefits. Only a small portion of those with disability benefits ever need their cover ..read more
Toledano Disability Law Blog
7M ago
Most people don’t think about their disability benefits until they need some kind of financial support. It is often only after a diagnosis of a major malady or an unexpected injury that people need to explore the details of their long-term disability insurance coverage. Employers offer workers in a variety of professions benefits that may include disability insurance. Long-term disability insurance helps replace wages people cannot earn due to disabling medical conditions. Such benefits play a crucial role in someone’s financial stability, and they are subject to certain federal regulations. T ..read more
Toledano Disability Law Blog
9M ago
Determining whether you need private disability insurance involves assessing your current financial situation, your employment circumstances and the adequacy of any existing coverage you may have. Disability insurance is designed to replace a portion of your income if you become unable to work due to illness or injury. It’s an important safety net that can help you meet your financial obligations if you develop significant health challenges. Assess your current financial responsibilities Start by evaluating your financial obligations. Consider your monthly expenses, including mortg ..read more
Toledano Disability Law Blog
9M ago
The Employee Retirement Income Security Act of 1974 (ERISA) was a groundbreaking piece of legislation when federal lawmakers first enacted it. It helped protect workers who depended on resources provided by their employers for times of financial vulnerability, such as their retirement years. There have been changes to the law over the years, as well as rulings by the courts, that have helped expand on the protections that ERISA offers employees who depend on benefits provided by an employer for certain key needs, including long-term disability coverage. Contrary to what the name implies, ERISA ..read more
Toledano Disability Law Blog
10M ago
Navigating the complexities of the Employee Retirement Income Security Act (ERISA) can be challenging. This federal law, enacted to protect employee rights concerning health and pension plans in private industry often raises questions about the deductibility of attorney fees and expenses from ERISA claims. The matter of attorney fees in ERISA claims hinges on specific legal provisions and court interpretations. Generally, ERISA itself doesn’t explicitly provide for the recovery of attorney fees by plan participants or beneficiaries. Over the years, courts have developed legal precedents that a ..read more