Winter Energy Payment Explained: Navigating Your Cold Season Finances
Mum’s Money New Zealand
by Emma Healey
3w ago
As the temperature drops, keeping your home warm becomes crucial, and the cost associated with it can be a concern. That’s where the Winter Energy Payment comes into play—a financial boost to help you manage the cost of heating during the colder months. If you’re eligible, this payment is made to you automatically along with ... Read more ..read more
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10 Reasons Staying in Your Starter Home Is a Smart Move
Mum’s Money New Zealand
by Emma Healey
3w ago
This article was first published in 2015. Last month I wrote about how we live on a fixed budget.  In that post, I mentioned that we lived in a starter home. I really should punch myself in the face for typing those words into my blog because I hate the term ‘starter home’. Let me tell ... Read more ..read more
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Does PB Tech Price Match? Unveiling Their Price Policy Secrets
Mum’s Money New Zealand
by Emma Healey
2M ago
When shopping for electronics, you might wonder if PB Tech offers a price match guarantee. This is a common question among consumers looking for the best deals on gadgets and technology products. PB Tech is known for their extensive range of electronics and competitive pricing. If you find a lower price on an identical stocked item ... Read more ..read more
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Five Questions I Ask Myself Before Making a Purchase
Mum’s Money New Zealand
by Emma Healey
3M ago
I’ve found putting rules in place around how I use money has helped me to not spend so much of it on stuff I don’t need (or remember buying). I wrote this article in 2015 while booking flights back to New Zealand after living in Spain. The context is dated, but the message remains the ... Read more ..read more
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How We Saved $35,000 to Travel the World (Whilst Pregnant)
Mum’s Money New Zealand
by Emma Healey
3M ago
Yay, you’re pregnant! Congratulations, it’s such an exciting time. Once all the fuss dies down, it’s time to get planning so you can figure out how much money to save before the baby arrives. If like me, your pregnancy is a (welcome) surprise, there’s no need to worry. You’ve got time to save money before ... Read more ..read more
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How We Afford to Travel With Our Child
Mum’s Money New Zealand
by Emma Healey
3M ago
My son turns 3 this year. By that time he will have spent over half of his life outside his country of citizenship. In 2012 when he was four months old we headed off to Ireland, Mexico and the USA. We then spent a year in New Zealand – alternating our work arrangements around him ... Read more ..read more
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How To Afford To Stay Home With Your Baby
Mum’s Money New Zealand
by Emma Healey
3M ago
For many of us, the first question that comes to mind when we discover we’re pregnant is “can we afford it?” There are obviously a lot of things to think about, but as a soon-to-be-mum, often the most pressing is the possibility of being a stay at home mum, even for a short while. How ... Read more ..read more
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12 Thoughtful Gifts for Minimalists (They’ll Actually Like)
Mum’s Money New Zealand
by Emma Healey
3M ago
Gifts for Minimalists. Sounds kind of like an oxymoron. I mean minimalists don’t want more stuff, right?? Wrong.  Minimalists love gifts that are thoughtful, heartfelt, practical, or consumable. It’s not that we completely eschew stuff, it’s that we try to own only the things which we use or love. If an item doesn’t fit into those ... Read more ..read more
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What is a Fiver Party and How Does it Work?
Mum’s Money New Zealand
by Emma Healey
3M ago
Text to (insert number on invitation): “Does (child) like Paw Patrol/Shopkins/other plastic junk that I really don’t want to buy but must?” (I don’t say that last bit). Grab the item, take it to the cashier, and ask for a gift exchange receipt, just in case. This is the routine I go through 5 or ... Read more ..read more
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5 Ways Downsizing Your House Can Save You Money
Mum’s Money New Zealand
by Emma Healey
3M ago
Are you considering downsizing your house to save money? Welcome to the club! Hello, my name is Emma and in 2015 I was exactly where you are now. I won’t rehash our entire downsizing story (you can read it here if you like) but suffice to say we downsized so we would have more time ... Read more ..read more
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