Parenthood is one of the most joyous phases of one’s life, and it is crucial to shield yourself to welcome this new phase financially. For this purpose, maternity health insurance plans are a go-to secure method for many couples and families. In this article, let’s understand maternity insurance, its waiting period, what is covered in maternity insurance and what’s not, and a list of maternity insurance with a low waiting period. What is maternity insurance? Managing the finances while planning a baby can be a bit tricky. Under such circumstances, maternity insurance can come in handy. As the ..read more

Travelling is one of the greatest joys in life. It will give you a lifetime of memories and provide a much-needed break from a monotonous life. But what if you face an unexpected crisis during the trip? Like you lost your wallet or, worse, your passport. Emergencies often come unannounced. While you might not have control over avoiding them, you can get them insured under a travel insurance policy in India. Let’s explore different travel insurance policies you can opt for in India –  What is travel insurance? Travel insurance is a policy that covers the financial losses or contingencies t ..read more

In a recent study, the percentage of people in India with a life insurance policy is 30 out of 100. Though the rural coverage rate stands at 8-10%, on the contrary, 78% of urban India is more inclined towards securing the future with life insurance. Several life insurance companies in India offer policies to individuals and families to meet the demand. In this blog, we will discuss the best life insurance companies in India. What is life insurance? Life insurance is an agreement between an individual and an insurance company, where the company promises to pay a certain sum of money to the poli ..read more

The insurance market in India is steadily growing as the awareness of insurance is rising among the masses. The Covid-19 pandemic can also be considered a major contributing factor to the same. Moreover, there have been many changes in the insurance sector recently. Many insurers have gone public and have listed themselves on the Indian stock exchanges. So, if you invest in stocks, you can additionally pick the stocks of listed insurance companies and benefit from their profitability. Here is a list of the top 10 listed insurance companies based on market cap. Top 10 listed insurance companies ..read more

India has a vast population of two-wheeler owners, and it is mandatory to have insurance for your vehicle. Choosing the right insurance company can be daunting, given the numerous available options. With so many companies offering various policies, selecting the best one for you can be challenging. In this article, let’s understand two-wheeler insurance, its key features, how to choose the right bike insurance, and a list of the best two-wheeler insurance companies in India.  What is two-wheeler insurance? Damages due to unforeseen circumstances like fire, theft, burglary, earthquake, or ..read more

Have you ever heard of Alien Abduction insurance? It can be one of the crazy insurance policies out there. The chances of that happening is one in a trillion. But thankfully, there are several insurances available in India that save us from unfortunate incidents that are more likely to bother us. In this article, let’s look at general insurance, its types, the difference between general and life insurance, claim settlement, taxation, and general insurance companies in India.  What is general insurance? General insurance is a non-life insurance policy that includes a wide range of general ..read more

Unit Linked Insurance Plan or ULIP is a popular life insurance option for investors looking to secure the future that also serves as an investment vehicle to help you meet long-term financial objectives. Investing in both – life insurance and market-linked securities, ULIP provides you the flexibility to invest in equity, debt, or a combination of both, along with the benefits of life insurance, which are broadly missing in other plans. In this blog, we will explore the best ULIP plans in India, including the types and more. What is a Unit Linked Insurance Plan (ULIP)? ULIP is a type of insura ..read more

Life is full of uncertainties, and we can never be sure what the future holds. It’s a scary thought but one that we must confront head-on. That’s where term insurance comes in. It’s a type of insurance that provides financial protection for a specified period, but the question arises is – What’s the ideal policy duration for term insurance? Is it better to opt for a shorter or longer policy duration? Should you choose a policy that lasts until retirement, or will a shorter policy suffice? These are just some questions that may come to mind when considering term insurance.  But don’t worry ..read more