If you’ve had to reconsider or drastically change your spending and saving habits because of the current economic environment, you’re not alone. But there may be an opportunity in this current market to teach good financial habits to your teenagers; ones that they can carry into adulthood. Just as our parents and grandparents developed their own deeply ingrained attitudes about finances, our teens can share the lessons we’ve learned through these recent times. For many teens, money is seen as a means to an end. What money can provide— entertainment, clothes, food, etc.— is their payoff. If yo ..read more

Your 20s are often seen as a true coming of age when financial responsibility opens up the possibility of turning your dreams into reality. You’re settling into life after university, paying off debts, and starting to really define who you are as a person. But with bills, rent, keeping up social appearances, and other pressures, financial planning is often pushed to the side. Instead, you may need to take a different approach to your financial goals than previous generations. But what can you do without potentially hurting your future? Just Start Excess cash that’s sitting around is begging t ..read more

When choosing an investment professional, the value you receive is based on the quality of your relationship and their ability to meet, or even exceed your expectations. Many people don’t mind paying for investment guidance, nor expect a professional to perform superhuman feats with their portfolios, but they do expect a commitment to service that includes frequent communication, transparency, and objective guidance. To get the most value from your investment professional, you need to explain your expectations and agree on how you will work together. Ideally, you should be able to book an ini ..read more