Mortgage financing is a common way for real estate investors to acquire investment properties. Borrowers who derive rental income from investment properties have many important tax breaks available to them ..read more

Investing in the stock market can diversify your income. And while stock gains are a cause for celebration, you will owe capital gains tax on the increase in the asset’s value. If this is your first time investing, you may not know that the IRS requires an estimation of taxes to be paid quarterly and not just once a year on April 15th.    ..read more

Crafting an investment portfolio depends on your goals and risk appetite. For many investors, choosing a simple percentage split is a sensible guideline to maintain a balance between potential return and stability. Of course, everyone would prefer to have all the upside with no risk, but each of us must personally decide where we are comfortable ..read more

Like many rules of real estate investing, the 50 percent rule isn’t always accurate. However, it can be a helpful way to estimate expenses for a rental property. To use it, an investor takes the property's gross rent and multiplies it by 50 percent, providing the estimated monthly operating expenses. That sounds easy, right? If the property rents for $4,000 a month, operating costs should be approximately $2,000 ..read more

The United States created retirement insurance for its workers with the Social Security Act of 1935, but benefits for disabled individuals took several decades to be included in the program. Finally, in 1956 workers unable to continue with gainful employment became eligible for payments, and Congress added enhancements over the following years ..read more

A trust’s or estate’s executor might be a family member, who takes on pro bono management of income-producing assets following an individual’s death. They might take on this role out of love or affection for the decedent.  ..read more

Here is a fascinating, and all-too-common scenario ..read more

Even Albert Einstein struggled to understand income taxes, famously stating, “The hardest thing in the world to understand is the income tax ..read more

It’s been said before: There is no risk-free investment. But many investors want to limit investment risk, while hoping to generate a decent return. One attempt to balance investment risk and reward is Modern Portfolio Theory, or MPT. The idea behind MPT is that it is possible to provide investor-targeted returns, by accepting an optimal amount of risk ..read more

The Tax Cuts and Jobs Act (TCJA) of 2017 made some major changes to how corporations pay taxes.  ..read more