We’re flooded with negative headlines about today’s real estate market. Whether it’s about record-low inventory or record historically high-interest rates, today’s media landscape paints a doom-and-gloom picture designed to elicit feelings of 2008. Here’s a statement you’re not likely to hear: Interest rates are high and likely going up, which can mean opportunities for buyers.... The post Rising Interest Rates Can Equal Opportunity – If You Know Where to Look appeared first on Pacific Private Money ..read more

There’s an old, albeit unrefined, adage in media, “If it bleeds, it leads,” which encapsulates the notion that humans are generally drawn to stories of distress or disaster. No matter what the topic is, it’s a tried-and-true premise that negative headlines sell. In the real estate space, investors find themselves frequently presented with negatively focused... The post Troubling Times for Investors? Don’t Believe Everything You Read appeared first on Pacific Private Money ..read more

Every investor wants the “best” return for their capital – but how exactly is that defined? The short answer is that it varies based on individual goals. Fundamentally, all investors can agree that they want their money somewhere safe and secure which also produces high yields. In traditional markets, that typically means sacrificing liquidity. What... The post Liquidity? Security? High Yields? We Call That “Freedom” appeared first on Pacific Private Money ..read more

Choosing alternative investment options for your portfolio certainly isn’t a new concept, but what has changed is the types of investments that fall under the alternative umbrella. What used to be predominantly private equity and hedge funds has expanded into art, rare wine collections, and even cannabis, depending on the state. But the most “traditional”... The post Alternative Investments: 3 Things to Know appeared first on Pacific Private Money ..read more

One of the first questions that can arise when deciding how to buy investment property is also one of the most important to answer. Should I go into debt when investing in real estate? Here’s a rule of thumb to address this question: pay down the debt until and unless the return on it is... The post How to Buy an Investment Property appeared first on Pacific Private Money ..read more

How do you get a bridge loan? It might be better to ask first “what is a bridge loan?”   Yes, we know the competition is thick right now. Buyers are making 7 or 8 offers before landing a home. Sellers are afraid to sell because they fear not being able to find and purchase... The post How To Get A Bridge Loan appeared first on Pacific Private Money ..read more

What if we told you that you can start making cash-like offers on a house without having to pony up the cash? It is no secret that right now the real estate market is hotter than ever. Properties are selling so quickly that buyers often need a competitive offer to even be considered.  Redfin News offers... The post How Can You Make Cash-Like Offers Without Paying Cash? appeared first on Pacific Private Money ..read more

2020 was a record-setting year in many ways. The COVID-19 pandemic raged around the world, forcing businesses and private citizens into lockdowns of varying duration. It saw record levels of unrest as protestors demanded social justice and racial equality. 2020 also ushered in a record-setting year for wildfire damage in California. All told, almost 10,500... The post The Ability Builders Need For Victory In Rebuilding California appeared first on Pacific Private Money ..read more

California’s construction industry is one of the strongest and most diverse in the world. However, it’s often misperceived. From the outside, it often seems as though construction companies and real estate developers have everything necessary to move from project to project, with businesses and consumers smoothly falling into line and purchasing developed properties. However, that smooth,... The post Understanding Value To Be Gained By Funding Private Construction Loans appeared first on Pacific Private Money ..read more

Real estate financing is a complicated thing. That’s true whether you’re an aspiring homeowner, want to fix and flip properties, or are looking for financing to purchase a place for your business to call home. Throw in additional factors like a couple of blemishes on your credit history, the need to finance quickly, or the desire to negotiate repayment... The post Private Money Loans: Who Needs Them and How Are They of Benefit? appeared first on Pacific Private Money ..read more