Economy not as solid as headline numbers suggest
Fairview Commercial Lending Blog
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1w ago
It is interesting that the market continues to focus on interest rates and employment as the barometer for the economy while totally ignoring one metric.  As a lender I just did an analysis on our portfolio and one metric jumped ..read more
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Will realtors’ settlement lower home prices?
Fairview Commercial Lending Blog
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2w ago
The big premise of the commission lawsuit against the national association of realtors is that high commission fees were one of the leading drivers of real estate prices.  How true is this statement?  Will the new commission structure for realtors ..read more
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President Biden’s national rental regulations announced
Fairview Commercial Lending Blog
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2w ago
States have traditionally set rental regulations including zoning, evictions, etc… but that is all set to change with the president’s new proposal.  The federal government will now be assuming many of the powers that were granted to the states. The ..read more
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Car loan defaults rise what does this mean for real estate
Fairview Commercial Lending Blog
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1M ago
According to everything I’ve read, the economy is humming along.  Economic growth is good, the labor market is healthy, and a soft landing is  all but inevitable.  At the same time lenders are acting polar opposite of what we should ..read more
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Senate calls for Fed to lower rates; will the fed oblige?
Fairview Commercial Lending Blog
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1M ago
  The market currently has a fixation on interest rates.  Senators are now jumping on the bandwagon pushing the federal reserve to “immediately” cut rates to help the real estate market and affordability.  Unfortunately, the senators do not fully grasp ..read more
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Realtors Reach Game-Changing Settlement in Home Buying and Selling
Fairview Commercial Lending Blog
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1M ago
Big changes to how real estate has been bought and sold are scheduled for July. Why is this settlement the most groundbreaking change in real estate since the internet.  What is in the most recent settlement?  How will home buyers ..read more
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Will mortgage rates fall significantly in 2024?
Fairview Commercial Lending Blog
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2M ago
When I was writing this article rates were hovering right around 7%.  At the same time economists are predicting a sharp decline in mortgage rates and a booming 2024 real estate market.  On the other hand, the chart above shows ..read more
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Lock in effect thawing: more houses coming on the market
Fairview Commercial Lending Blog
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2M ago
There is a theory that locked in low mortgage rates will force owners to stay in their houses.  This has led to a huge shortage of inventory throughout the country.  Why is the “lock in effect” starting to wind down?  ..read more
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Cyberattack stops all real estate closings in one large city
Fairview Commercial Lending Blog
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2M ago
  It is crazy how far technologically we have come, but at the same time how fragile our infrastructure is.  On of the largest cities in Atlanta (Fulton County) recently had a cyber “incident” which shut down the city and ..read more
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What big risk to real estate is hiding in plain sight?
Fairview Commercial Lending Blog
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3M ago
Is there a new subprime crisis lurking?   10 years ago nightly rentals were a novel concept, fast forward to 2024 and the number of nightly rentals have surged 40%.  What does this huge increase in nightly rentals mean for ..read more
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