Legacy Title Services Blog
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We are the premier NY Title Insurance Agency serving attorneys, realtors, lenders, and current and future homeowners. Covering the entire state of New York, Legacy uses a combination of speed, accuracy, and technology to ensure a smooth transaction while maintaining a high level of personalized customer service. We will manage the timeline and deliver an easy-to-read summary of the..
Legacy Title Services Blog
1y ago
When it comes to protecting your investment in real estate, both title insurance and homeowners insurance come into play in their own ways. It can be easy to mix the two up, but their different purposes and different kinds of protection provided set them apart from each other! In this blog post, not only will we differentiate title insurance and homeowners insurance, but we will also show how they can work together to protect your investment.
What is homeowner insurance?
Homeowners insurance pays for losses and damage to your property if something unexpected happens. Such as natural disasters ..read more
Legacy Title Services Blog
1y ago
Publish Date: 09.01.2022
Author: Kristen Orr
Reviewed by: Kasey Scors
A common question when buying a house for the first time is often: what is title insurance is and do I need it? We already covered that in a previous blog post, which you can read here: ,Title Insurance.,
Another common question is “What is the difference between a Lender’s Policy and an Owner’s Policy?" Even though we brushed over this topic lightly in a previous post, today we are going to take a step forward and get into detail about the differences between the two policies.
The Basics
The main difference between the two ..read more
Legacy Title Services Blog
1y ago
Publish Date: 08.25.2022
Author: Kristen Orr
Reviewed by: Ron Nelson
Today we are going to discuss something super fun: property deeds (so exciting, right?). Even though deeds are the most interesting topic of discussion, it is still important to understand what a deed is and the role it plays into a real estate transaction.
What is a deed?
A property deed is a written and signed legal document that is used to transfer ownership of the real property from the former owner to the new owner. Real property is land, or anything attached to the land, such as buildings or roads. For a deed to be lega ..read more
Legacy Title Services Blog
1y ago
Publish Date: 08.18.2022
Author: Kristen Orr
Reviewed by: Dave Soldini & Ron Nelson
Outside of the real estate industry, many people don’t know what title insurance is until they find themselves in the middle of a real estate transaction. Even then, some still don’t fully understand exactly what title insurance is and why it’s important. We’re going to give you the rundown on the purpose of title insurance, what it means to lenders, buyers, and sellers, and briefly explain the difference between and owner’s policy and lender’s policy.
What is title insurance?
The official definition of tit ..read more