Exploring Alternative Real Estate Transactions When buying a property in Ohio, many people consider traditional mortgages the go-to option. However, recently, more and more Ohioans have been gravitating towards the less traditional method of land contracts. Offering flexibility in financing, land contracts have become a popular alternative for those who find it challenging to secure mortgages from traditional lending institutions. Also thrown in the mix is the integral role of title companies, with Southern Title of Ohio notably standing out for their expertise in this specific real estate tra ..read more

Starting the New Year Strong with Southern Title of Ohio As we forge into the new year, it’s the perfect time to grasp key aspects of real estate transactions, like the escrow process. Whether you are a homebuyer, real estate investor, or involved in property transactions in Ohio, understanding the escrow process is essential for a successful transaction. The Process The escrow process protects all parties involved in a real estate transaction. It ensures that funds or property are only exchanged after all conditions in the agreement are met. Here’s a step-by-step guide: Earnest Money Deposit ..read more

Unveiling Land Contracts with Southern Title of Ohio Greetings! In Ohio’s diverse real estate realm, one term you may stumble upon is “land contract.” Seemingly as daunting as spotting the magnificent Ohio Buckeye tree in the wilderness, this term could initially appear confusing. However, you have no reason to worry! Much like experienced trailblazers, we at Southern Title of Ohio are here to unravel these puzzling paths for you. With our expertise and in-depth knowledge, we’ll illuminate the nuances of land contracts, making your journey to property ownership a smoother ride. What is a Land ..read more

Southern Title of Ohio: Your Reliable Partner in Title Services In the ever-changing landscape of real estate, whether it’s a residential dream house or a promising commercial venture that you’re after, the role of a trusted and knowledgeable title agency stands to be a game-changer. A reliable title agency is not just about running search deeds or issuing insurance; it safeguards one of your most significant investments. At Southern Title, we’ve dedicated ourselves to providing this rock-solid surety for all your real estate transactions. Our neighbors in Galion can attest to our commitment ..read more

Entrust Your Refinance Transactions to Southern Title of Mansfield At Southern Title of Mansfield, we’re all about helping our neighbors navigate refinance transactions. With our professional expertise, friendly attitude, and commitment to transparency, we’ll have you feeling right at home as we guide you through the process. So, gather for a neighborly chat as we break down the ins and outs of refinancing! Navigating the Intricacies of Refinance Transactions  With their various terms and conditions, refinance transactions can often leave folks feeling more bewildered than a possum in a r ..read more

Navigating the Land Contract Dance: Your Trustworthy Partner in Ohio’s Property Market Hello there, Ohio friends! Buying or selling property can sometimes feel as intricate as a well-orchestrated dance, particularly when it involves a land contract – an alternative to the traditional property buying methods. Land contracts hold a unique prominence in the Ohio property market, and navigating them can be a challenge without a reliable partner by your side. At Southern Title, it’s our fervent mission to guide you through the complexities of land contracts with the ease of a seasoned expert, all w ..read more

Navigating the Real Estate Maze: Southern Title of Ohio Untangles the Complexity of Property Closing with Expertise and Friendly Service Hello, Ohio neighbors! If you’ve ever found yourself in the intricate web of the property closing process, you’re well aware it can be quite a tangled affair. That’s where a full-service closing and title company like Southern Title of Ohio comes in, unraveling those knots with the precision of a seasoned expert, while offering warm, friendly guidance along the journey. Southern Title: Your Partner in Smooth Homeownership Eases the Closing Process When it com ..read more

Title Insurance: Protecting Your Property Ownership and Your Finances As a homeowner, you want to make sure that you and your property are protected from unexpected financial fallout. One essential way to do that is through title insurance. But what exactly is title insurance, and how does it benefit you? Let’s dive into the details. Understanding Title Insurance Title insurance is an important component of homeownership that could potentially save you thousands, or even hundreds of thousands, of dollars in the long run. Its primary function is to protect your property ownership by ensuring th ..read more

Title insurance and home insurance are often terms used together. However, they are two different ideas. Because both title and homeowners insurance plans involve the home, you may have heard the terms used synonymously. And although we understand the assumption that they are the same, they refer to two different things. Both are important for different reasons: The main difference between homeowners insurance and title insurance is that one protects you against property damage, while the other protects your property ownership. Homeowners insurance protects you against property damage. Propert ..read more

You might think having a title agency on your side is optional, but you’d be surprised by just how many little hiccups could come along on the path to homeownership. We’ve listed some of the ways we can assist you while encountering some of those hiccups:  Title Insurance Title insurance is especially useful if the current owner of the home has a lien claim on the property due to substantial debt. Another reason title insurance is so beneficial is that the transaction process can be complex when family members and rightful heirs of the property are not notified. This could result in a com ..read more