Lisa sat down with Rebecca to pick her (expert) brain on the ins-and-outs of Kiwisaver, why it’s important to consider your investment, and how you can ensure your funds are actively managed. Not just left to roll with the market….   What is KiwiSaver? KiwiSaver is a work-based savings initiative designed to help you prepare financially for your retirement. While you and your employer contribute to your savings, the Government also provides a number of benefits that make KiwiSaver a worthwhile investment for virtually every New Zealander. Choosing to save into a KiwiSaver scheme is an imp ..read more

A couple of weeks ago, Ross had the privilege of welcoming Scott ‘Razor’ Robertson, coach of the Crusaders, to Bromley school for a morning of tips and tricks. Ross has been a volunteer coach for the Bromley team for 3 years, as well as helping out with their breakfast programme every Thursday morning. Check out the Stuff article and watch the video to see the interview with Ross and the awesome welcome Haka! Take me to Stuff ..read more

Life Insurance is not just about what happens if you die, it’s about what happens if you don’t.  Understanding Life Insurance can be hard when you don’t have the right person or information to help you, and often it is put into the ‘too hard basket’. There are lots of different types of cover and plenty of things to consider, so it’s always a good idea to talk to an adviser for help understanding your options.  Having life insurance is a good idea if you have financial obligations that mean your loved ones would suffer if you weren’t around to pay for things like the rent or mortgage ..read more

Why would I use a dedicated insurance advisor? I can deal directly with my bank or a specific insurance company, right? Technically, yes. However there are some major benefits to using a dedicated insurance advisor that many people may be unaware of.  Personalised Service. An insurance advisor will do all the “leg work” for you, and for no extra cost! You get personalised service, rather than dealing with someone at a bank you will never see again, or having to deal directly with an insurance company who will only promote and sell their own products. An insurance advisor will searc ..read more

How much does life insurance cost in New Zealand? This is a question I come across on a daily basis, and it appears to be one of the major concerns for potential clients. Of course, the very nature of life insurance cover dictates that there is no “one size fits all” solution, which is why most insurance providers will hesitate to throw out a ballpark figure.  When calculating insurance premiums many factors have to be taken into account, key ones being: Age Smoker Status Pre-existing health conditions Level of debt (Mortgage etc) Occupation Annual income I recently spoke wi ..read more