Your boat is made for fun, but sometimes accidents happen. Boats need boat insurance to protect them from financial liability if a covered event occurs. At Wichalonis Insurance Agency, servicing Cumming, GA, we help our customers find the right insurance for their needs. If you own a boat, your boat insurance can help you have fun without worrying about financial liability. Below are some important questions to ask when trying to buy watercraft insurance.  1. Will personal property on the boat be covered? If you’re using personal property on your boat – whether it’s a life vest or a ..read more

Insurance for things like our homes and vehicles is often the first line of defense against catastrophic consequences and our buffer from devastating costs. When it comes to insurance, people who know, know. That is also why folks from in and around the Cumming, GA area turn to the friendly and professional team at the Wichalonis Insurance Agency for all their insurance needs. Including umbrella insurance for that little extra protection. Get A Little More Under the Umbrella In most typical cases, a standard home insurance or auto insurance policy, for example, offers enough coverage to handle ..read more

The Importance of Condo Insurance in Cumming, GA Buying a condo, much like purchasing a house, necessitates obtaining and maintaining insurance coverage. This coverage protects your unit and covers unforeseen incidents. However, what happens if your Cumming, GA condo insurance lapses or if you fail to secure coverage altogether? Can you potentially lose your condo without insurance coverage? This brief guide has you covered. The Consequences of Failing to Secure Condo Insurance Mortgage companies often require home and condo owners to secure insurance coverage for their units. Although this is ..read more

Are you thinking about extending the limits of your auto liability policy to maximize coverage? Wichalonis Insurance Agency in Cumming, GA is your trusted insurance partner for safeguarding your journeys along Georgia roads. Drivers seeking full coverage options for protecting their vehicles can get comprehensive insurance coverage for a total driving solution.  Why Drivers Choose Comprehensive Auto Insurance Over Liability  Liability insurance offers basic coverage for Georgia drivers. Local area drivers seeking auto insurance coverage that extends beyond accidents get comprehensive ..read more

Owning a condo is a big financial responsibility. Making repairs or replacements when disasters happen can be financially challenging. This is why so many condo owners find condo insurance so helpful. At Wichalonis Insurance Agency, serving Cumming, GA, we help condo owners like you find the right condo insurance policy for their needs and budget. Here’s how that can benefit you.  1. Condo Insurance Pays to Repair or Replace During Covered Events A condo insurance policy can help with costs associated with the replacement or repair of your personal prope ..read more

Most people are blindsided when they learn they have been denied a life insurance policy. However, underwriters have guidelines they follow when determining whether to issue a policy. Wichalonis Insurance Agency, serving Cumming, GA, can help you find a life insurance policy to meet your needs. Your Health Isn’t Good Insurers view chronic health conditions as a risk. Obesity is an epidemic worldwide, often leading to other health problems, making it a prime reason for denial. Other hazards include high blood pressure, diabetes, high cholesterol, and a previous history of cancer. Chronic diseas ..read more

Our agents at the Wichalonis Insurance Agency, serving the Cumming, GA area, know how much time, hard work, and money you have put into your Georgia home, which is the reason we want to ensure that you have the proper amount of home insurance in place to protect it. Most mortgage companies will require you to have home insurance until you pay off your loan, but you must have a good home insurance policy in place at all times to protect your property in your home, too. What Does Home Insurance Cover? Home insurance policies will normally cover your house’s structure and the contents inside. The ..read more

As a renter, you have personal belongings that have both actual and sentimental value. Renter insurance, like homeowners’ insurance, protects your belongings. It’s safe to say that renters’ insurance is a renter’s form of homeowners insurance. Your items are protected if stolen or damaged by a covered incident. Our team at Wichalonis Insurance Agency is committed to helping Cumming, GA renters understand renters insurance. What is renters insurance? Renters’ or tenants’ insurance is designed to cover your personal belongings while you rent. However, renter insurance doesn’t cover the dwelling ..read more

Instead of using it for short vacations, you need a full-timer’s policy when you reside in your motorhome. This enhanced coverage from Wichalonis Insurance Agency provides more liability coverage and increases personal property coverage. But, you also need to upgrade to full-timer’s insurance if you travel six months or more per year in your motorhome. What does full-timer’s insurance do? A full-time RV insurance policy provides comprehensive coverage with an increased liability component. The full-time policy covers the motorhome, personal property, and liability coverage. Whether you cause a ..read more

The short answer is yes. At Wichalonis Insurance Agency, we understand the unique needs of RV owners and are here to help you make an informed decision when insuring your recreational vehicle. Consider full-year RV coverage in Cumming, GA, especially if you want to protect your investment and have peace of mind throughout the year. Why Full-Year RV Coverage Matters While it’s true that many RV owners only use their vehicles for a few months out of the year, there are still risks involved during the off-season. Theft, vandalism, and weather-related damage can occur, regardless of whether your R ..read more