As a speech, physical, or occupational therapist running your own practice in Georgia, you’re dedicated to improving the lives of your clients through specialized care and rehabilitation services. However, amidst your commitment to client well-being, it’s essential not to overlook the importance of protecting your practice from potential risks and liabilities. One of the most effective ways to do so is by investing in both a Business Owner’s Policy (BOP) insurance and Professional Liability coverage. Understanding BOP Insurance for Therapy Practices A Business Owner’s Policy (BOP) is a compreh ..read more

In the bustling world of restaurant ownership, success often hinges on more than just delectable cuisine and impeccable service. It’s also about safeguarding your business against unexpected challenges that could threaten your hard-earned reputation and financial stability. One of the most critical steps you can take to protect your restaurant is securing comprehensive insurance coverage tailored to the unique risks faced by Georgia’s vibrant dining scene. And when it comes to trusted insurance solutions, Roundtable Insurance stands out as a reliable partner for restaurant owners. Understandin ..read more

In the bustling world of retail, ensuring the safety and well-being of employees is paramount. From managing customer interactions to handling inventory, the retail environment presents various risks that can lead to workplace injuries. In Georgia, like many other states, Worker’s Compensation Insurance stands as a crucial safeguard for both employees and employers. This article delves into the significance of Worker’s Comp Insurance for retail stores in Georgia, highlighting its importance in maintaining a secure and compliant work environment. Protecting Employees: Worker’s Compensation Insu ..read more

Employers in Georgia have several responsibilities to their employees. One of the more important responsibilities is to provide a safe work environment. Even in the best conditions, accidents and diseases can still occur. That is why Workers’ Compensation is an important tool of no-fault insurance that provides monetary and medical benefits to employees or their survivors. Having this coverage is not only helpful for your business but also required for many employers and governed by Georgia state law. Who Should have Workers’ Comp Insurance in Georgia? The Georgia Workers’ Compensation Act (WC ..read more

School is back in session and Autumn is approaching! While this typically means milder temperatures and beautiful Fall aesthetics, August also marks the beginning of the peak of the Atlantic hurricane season in the United States. Over the next several months, residents in the Southeast will monitor activity in the Tropics closely to stay informed on the paths and intensity of potential storms. As progressive as technology makes Meteorology and forecasting today, storm prevention is simply not possible. The reality is that someone in the region is going to be impacted by a hurricane, at least o ..read more

“April showers bring May flowers”, but rainy days can happen any time. When you purchase business insurance, you’ve planned ahead to weather storms, but questions may still linger: “Am I covered enough?” or “What if something happens and my plan doesn’t cover all damages?”.  You can make a good guess about the best coverage to meet your business needs, but there is no exact science to it. No need to fret, Commercial Umbrella Insurance can help alleviate your concerns! What Is Commercial Umbrella Insurance? Commercial Umbrella Insurance provides additional coverage for costs that exceed yo ..read more

Owning a trucking company can be a very lucrative business, especially considering the many shortages and shipping delays the country is currently experiencing. The amount of freight needing to be carried is plentiful, and Truckers are extremely sought after to get these goods across America. Before any trucking company can capitalize off the many opportunities to provide their services, though, their vehicles must be insured. Trucking Insurance is an unavoidable and costly expense that every Trucker will incur. Since we’ve opened in 2016, Roundtable Insurance has had the pleasure of supportin ..read more

Understanding the outside factors that impact your commercial property insurance can be complicated, particularly for those with little to no knowledge of what goes into the underwriting process. While the type of business you’re in, your location and the state of the insurance industry in general can all affect commercial property coverage pricing, there’s often more to it than that. In fact, when it comes to underwriting and rating commercial property insurance, insurers examine four key characteristics of a building: its construction, occupancy, protection and exposure (COPE). Together, the ..read more

The Fall Season is a time when colors change, moods change, and weather changes. Boots and scarves are added to apparel departments, and all things pumpkin spice are added to menus. It’s a time to enjoy events like football, festivals, haunted houses, pumpkin patches, corn mazes, local fairs and more!  If your business is solely centered around these types of Fall attractions, you’re doing much more than updating your inventory and offerings during this time. As a Fall Attraction business, you’re in the thick of hiring and training seasonal employees, preparing your event space, and likel ..read more

 Workers’ compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent  disability. It also provides death benefits to dependents of employees killed from a work-related accident. Workers’ compensation systems are different in every state, as individual statutes and court decisions have shaped the way they handle claims, evaluate impairments, settle disputes, provide benefits and control costs. Background of Workers’ Compensation Insurance During the 19th century, the number of individuals joining the workforce grew expon ..read more