When filing an insurance claim for property damage, one common reason for denial is pre-existing damage. Understanding what constitutes pre-existing damage and how to navigate this issue can significantly impact the outcome of your claim. Understanding why pre-existing damage can lead to claim denials, recognizing potential pitfalls, and knowing how to navigate these challenges can save you time, money, and stress. What is Pre-existing Damage? Pre-existing damage refers to any damage that existed prior to the occurrence of the insured event. In the context of insurance claims, pre-existing dam ..read more

Facing a denied insurance claim can be frustrating and confusing. At MGW Law, we specialize in helping Wisconsin residents and businesses navigate through the complexities of denied or delayed insurance claims, including those involving bad faith insurance practices. Understanding the common reasons behind claim denials is the first step towards resolution. Policy Exclusions: Many denials stem from misunderstandings about what the policy covers. It’s crucial to know your policy’s exclusions as claims outside these covered perils are often denied. For instance, natural disasters such as floods ..read more

Insurance claims can be denied for a variety of reasons, but in recent years, there has been an increase in denied claims. This can be frustrating and overwhelming for policyholders, and it’s important to understand why more claims are being denied and what can be done to prevent it. The use of technology by insurance companies Computer algorithms and automated systems are being used to process claims, which can lead to errors and inconsistencies. These systems are designed to identify and flag potential fraud, but they can also flag legitimate claims as fraudulent. This can result in claims b ..read more

As a business owner in Wisconsin, it is important to have the right insurance coverage to protect your assets and employees. But how do you know if you have enough coverage? There are many different types of insurance that are available to businesses. These include liability insurance, property insurance, workers’ compensation insurance, and business interruption insurance. Each type of insurance provides coverage for specific risks, so it is important to understand what risks your business is exposed to and how to protect against them.  Liability Insurance Liability insurance is importan ..read more

If you’re a condominium owner, it’s important to understand the potential pitfalls of filing an insurance claim. While you may think your policy will cover any damage or loss that occurs in your unit, there are a number of reasons why your claim may be denied. Here are five common reasons why your condo insurance claim may be denied, and what you can do to avoid them. #1 Lack of proper documentation: In order to file a successful claim, you’ll need to provide detailed documentation of the damage or loss, including photographs, receipts, and a police report if necessary. Without this docum ..read more

When you’re dealing with a denied insurance claim, it can be a frustrating and overwhelming process. Insurance companies are in the business of making money, and they’re not always looking out for your best interests. That’s why it’s important to consider hiring a law firm that specializes in insurance law and understands the industry to help you navigate the process and ensure that you receive the compensation you’re entitled to. Here are a few benefits from hiring a law firm that specializes in insurance claims like MGW. Specialized Expertise in Wisconsin Not all law firms are created equal ..read more

If your life insurance claim has been denied, it can be a frustrating and confusing experience. However, it is important to know that you have options and that there are steps you can take to try to get your claim approved.  First and foremost, it is important to understand the reason for the denial. Your insurance company should provide you with a written explanation of why your claim was denied. This could be due to a mistake on your application, a failure to pay your premiums, or a lack of sufficient evidence to support your claim. Once you have a clear understanding of the reason for ..read more

When it comes to protecting your Wisconsin lake home, it’s important to have the right insurance coverage in place. Not all insurance policies are created equal, and you’ll want to make sure you have coverage for the specific risks you face as a lakefront property owner. Homeowners Insurance Coverage First and foremost, you’ll need a standard homeowners insurance policy. This will provide coverage for damage to your home and other structures on your property, as well as personal property coverage. However, it’s important to note that standard homeowners insurance policies may not cover damage ..read more

When your business is denied an insurance claim, it can be a frustrating and overwhelming experience. It’s important to know that you have options, and seeking the help of a law firm like MGW that specializes in insurance claims can be a valuable step in getting the fair compensation you deserve.  Why did your claim get denied? One of the first things to consider when your claim is denied is the reason for the denial. Was it due to an exclusion in your policy? Did the insurance company claim that the incident or loss was not covered under your policy? Or did they accuse you of providing f ..read more

In Wisconsin, broken pipes are one of the leading causes of insurance claims in the winter. Broken pipes can cause significant damage to a home, including water damage, mold, and structural damage.  If you have homeowners insurance, it is likely that your policy will provide coverage for damages caused by broken pipes. However, it is important to note that the specific coverage provided by your homeowners insurance policy will depend on the type of policy you have and the type of damage caused by the broken pipes. Some policies may provide coverage for the cost of repairs, while others ma ..read more