What is the first thing you look for when searching for a health plan? If you said a low premium, you’ve made the same mistake most people do. People often find their insurance plan based on its affordability. Once they have found it, only then do they look at what the plan covers, with most of them choosing the most basic plan. Answer this - when you’re in a restaurant, do you first look at the price of a dish or do you choose a dish that’s appetizing and then check if it fits your budget? The same logic can apply to choosing a suitable health insurance plan. It’s important to first check if ..read more

Introducing ManipalCigna Health 360 Rider that strengthens and gives you a 360-degree health insurance coverage. With the comprehensive range of ManipalCigna’s Health 360 riders, you get additional coverage that not just eases off your financial woes but also gives you and your family the complete protection. The rider comes in 3 variants: So you have a very good health insurance policy in place for your family. But there are still some benefits not getting covered and you are spending from your pocket for medical expenses. How do you fix that? ManipalCigna Health 360 is here for you! Introduc ..read more

Health insurance policies are primarily about securing financial coverage towards medical aid for yourself and your family. It is a smart and prudent way to prepare for unforeseen medical events. Health insurance not only protects your finances but more importantly, gives you access to quality healthcare when you need it the most. However, despite a range of benefits offered, people find the health insurance claim-process tiresome, giving the entire policy bad press. The method of getting the cost of the medical services that you have availed, covered, constitutes the health insurance claim pr ..read more

Unforeseen medical events are uncertain, and you never know when you’ll meet any of them. The prudent way of facing such circumstances is to get a suitable health insurance policy that helps you obtain financial coverage towards medical aid. A Mediclaim backup gives you financial assurance. If you ignore it, you may suffer from a severe financial crunch. However, if the health insurance claim process is tiresome, the insured members lose interest, leading to not availing benefits. Types of claim settlement The health insurance claim process is getting reimbursement for the medical costs that h ..read more

Ever wondered why people say getting health insurance is one of the most important investments to make? In our latest episode of the Financial Vaccination podcast from ManipalCigna Health Insurance, we discuss this very topic with Author, Financial Coach and Co-Founder of jagoinvestor.com Nandish Desai on how health insurance can help you gain financial security and why a Rs. 1 Crore plan isn’t as far fetched as you may think! Healthcare costs have gone up over the past few years, with the diagnosis and subsequent treatment of some diseases being unmanageably expensive. While the costs of hosp ..read more

In this podcast from the Financial Vaccination series hosted by ManipalCigna Health Insurance, Mr. Amit Chhabra,  Business Head at Policybazaar.com—instrumental in showcasing an  impressive turnaround for the health insurance business unit and making  Policybazaar.com a one-stop-shop destination for all online health insurance needs—speaks on the many benefits of holding a health  insurance policy. Introduction At some point in life, most people would need medical care. Even if  you are in fine health right now, health insurance can come to your  rescue when you ..read more

Finding and purchasing health insurance plans can be a tricky matter if you are unaware of what goes into it. In our second podcast of the financial vaccination series, Mahavir Chopra, founder and CEO of Beshak.org, informs on some of the simple do's and don'ts when buying, renewing and filing claims on a health insurance policy. As a product that covers your medical expenses, health insurance is crucial and a must. Some policies also offer you the benefit of covering preventive care, but not all policies cover 100% of your costs. Mahavir Chopra breaks down the jargon and evaluates the fine p ..read more

There are many benefits to group health coverage provided by your employer. But certain circumstances may require you to purchase your own health insurance plan. In our fifth podcast of the Financial Vaccination series, Mrin Agarwal, financial educator, licensed financial advisor and founder of Finsafe, highlights the need for having individual health coverage in addition to your employer group plan. Understanding Employer Health Insurance Coverage Group health insurance is a cover provided by the employer. Insurance providers typically offer companies group policies at a very nominal premium ..read more

The ongoing pandemic has pushed health and health care to the top of people's hierarchy of needs. In this podcast, Deepti Bhaskaran, a renowned personal finance journalist, recommends critical steps, tips and insights for women to be financially secure, beginning with health insurance. Health Insurance: An Investment or Expenditure Health insurance is an expense that makes for a great investment. From a financial standpoint, buying health insurance reduces your tax liability, and the premium you pay qualifies for a tax deduction. But medical expenses have a surprise element — they  ..read more