Smart health insurance tips you need to know
The Texas Insurance Podcast
by Texas Department of Insurance
4M ago
Finding a new health plan can be challenging. We have tips to make it easier. How do I get a health insurance plan? Most people get health insurance in one of four ways: 1.     Ask your employer if they offer a health plan for employees. 2.     Ask your spouse’s employer if you can join their plan. 3.     Stay on your parent’s plan until you’re 26. 4.     Buy a plan through an insurance company, HMO, or on HealthCare.gov. How do I choose health insurance? Start by looking at the benefits. Those are the health care ..read more
Visit website
Cook safely and avoid kitchen fires
The Texas Insurance Podcast
by Texas Department of Insurance
4M ago
Kitchen fires started by cooking are the No. 1 cause of home fires. Learn more about keeping your home and your family safe from cooking fires.  What’s the main cause of fires when cooking?  People leaving cooking food unattended. This can lead to frying grease igniting, cooktop flames getting out of control, or electric burners igniting potholders, towels, or paper that are close by.  How can cooking fires be prevented?  Set a timer when you start cooking something. This will remind you if you get distracted and help you remember to get food off the stove before a fire sta ..read more
Visit website
Shopping tips for homeowners insurance
The Texas Insurance Podcast
by Texas Department of Insurance
6M ago
Shopping around is a good way to save money on your home insurance What’s affecting home insurance prices? Some factors include weather that has caused more damage to more homes. And the cost of materials and labor has increased in the last few years. As insurance companies spend more money on claims, they raise their rates to compensate. How often should I shop for home insurance? Every year is a good rule of thumb. Most policies last 12 months, so you can start shopping a couple of months before your policy is up for renewal. You can also shop anytime throughout the year. If you’ve paid your ..read more
Visit website
What is windstorm insurance and who needs it?
The Texas Insurance Podcast
by Texas Department of Insurance
7M ago
If you live along the Texas coast, wind and hail insurance (also called windstorm insurance) often isn’t part of your homeowners policy. You’ll need a separate windstorm policy. TDI’s Coastal Outreach and Assistance Services Team program can help with windstorm insurance questions and complaints. Where do I get windstorm insurance? Ask if your homeowners insurance company sells windstorm insurance. That’s the easiest way. If they don’t offer it, you can ask your agent to get you a policy through the Texas Windstorm Insurance Association (TWIA). What is TWIA? TWIA is called an “insurer of last ..read more
Visit website
¿Qué es el seguro contra tormentas y quién lo necesita?
The Texas Insurance Podcast
by Texas Department of Insurance
7M ago
Si vive en la costa de Texas, el seguro contra viento y granizo (también conocido como seguro contra tormentas) usualmente no está incluido en su póliza de vivienda. Necesitará una póliza contra tormentas por separado. El equipo del Programa de servicios de asistencia y actividades de alcance comunitario (Coastal Outreach and Assistance Services, COAST por su nombre y siglas en inglés) puede ayudarle con sus preguntas y sus quejas sobre el seguro contra viento y granizo. ¿Dónde puedo obtener seguro contra tormentas? Pregúntele a su compañía de seguro de vivienda si vende seguro contra viento y ..read more
Visit website
Tips to filing an insurance complaint
The Texas Insurance Podcast
by Texas Department of Insurance
8M ago
The Texas Department of Insurance (TDI) can help if you have a problem with your insurance agent, company, or adjuster. We resolve thousands of complaints annually. What kind of issues can TDI help with? We can help resolve issues you're having with your coverage. This could be claims and the way they're handled, cancellations or nonrenewals, discriminatory underwriting practices, and customer service issues. What types of issues can’t TDI help with? TDI can't: Help with a complaint against another person's insurance company. Make a company pay a claim unless it violates a law or the policy la ..read more
Visit website
Portable generator safety tips
The Texas Insurance Podcast
by Texas Department of Insurance
9M ago
If you’ve had a power outage in your home, you might have bought a portable generator. Here’s how to stay safe while using it.  What’s considered a portable generator?  Portable generators are intended to be used temporarily while you’re without power. They take gas, diesel, or propane. You plug an extension cord into the generator to run small appliances, fans, and phone chargers. Portable generators will not power a house.   What is the biggest danger when using a generator?  Carbon monoxide is always present with generators, even when used properly. It’s a colorless ..read more
Visit website
Preparación para huracanes
The Texas Insurance Podcast
by Texas Department of Insurance
10M ago
Cómo prepararse para la temporada de huracanes   La temporada de huracanes ocurre desde junio hasta noviembre. Aún tiene tiempo suficiente para preparar a su familia y su vivienda para una tormenta.   ¿Qué debo hacer para prepararme para un huracán?   Preste atención a los informes del estado del tiempo que hablen sobre las predicciones y pronósticos de la temporada de huracanes.   Usted también puede comenzar a preparar un plan para su familia. Este plan debe incluir la forma en que se comunicará con su familia durante una tormenta, un lugar de encuentr ..read more
Visit website
Hurricane preparedness
The Texas Insurance Podcast
by Texas Department of Insurance
10M ago
How to prepare for hurricane season  Hurricane season runs from June to November. There’s still plenty of time to prepare your family and your home for a storm.  What should I do to get ready for a hurricane?  Pay attention to weather reports talking about hurricane season predictions and storm forecasts.  You can also start preparing a plan for your family. A plan should include how you’ll communicate with your family during a storm, where you’ll meet if you need to evacuate, and knowing evacuation routes. It should also include building an emergency kit to take with you i ..read more
Visit website
Learn what different smoke alarm sounds mean
The Texas Insurance Podcast
by Texas Department of Insurance
11M ago
Just about everyone has woken up to the sounds of a smoke or a carbon monoxide alarm going off in the middle of the night. But what do those chirps and beeps mean? We talked to the National Fire Protection Association to find out what the noises mean and how to keep your family safe. What do all those different sounds mean? Alarms have different sequences of beeps. A smoke alarm is a three-beep sequence. Carbon monoxide (CO) alarms have four beeps. There’s also a single chirp, which either means your battery is low, or the detector needs to be replaced. Many newer detectors have a voice. Resea ..read more
Visit website

Follow The Texas Insurance Podcast on FeedSpot

Continue with Google
Continue with Apple
OR