Robert is with his son, Jake, at a family vacation in Mansfield, Ohio. They chat about renting cars, lending their cars to family members and how the cars are insured in each case. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supported by Mercury Protect. Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time or mileage. These plans include 24-hour roadside assistance and rental ..read more

Robert shares an experience with movers in which he is certain they stole his softball bat. Rather than move again, he and Da’Sha are redecorating his place now that she is living with him. Should they buy the “protection” for their new living room furniture? A past experience with a broken ottoman suggests maybe not, but regardless, there will be no more horseplay allowed in the living room and definitely no Flamin’ Hot Cheetos allowed on the sofa ..read more

Robert is back from a trip to Chicago to talk about the intersection of driverless vehicles, pedestrian safety and rising auto insurance premiums. Along the way, a public service announcement about scams at O’Hare airport, an exciting night at Wrigley Field for those that don’t have to leave early to beat traffic home and a reminder that maybe your grandma shouldn’t be driving anymore. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com ..read more

Robert and Da’Sha are back from a vacation in Miami and recount their experience at an Airbnb. Da’Sha’s IG video post got a lot of attention, so Robert had questions about who sees the video and for how long. He explores the possibility of insurance adjusters and investigators using social media to identify the true condition of insured property, an insured’s health and potential insurance fraud. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com ..read more

Robert has a conversation with Da’Sha about how consumer credit history impacts the insurance premiums paid on homeowners, auto and renters insurance. Many insureds with below average credit scores are paying significantly higher than average premiums. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com ..read more

Da’Sha joins the podcast to talk about her upcoming graduation from dental hygiene school. If something were to happen and she got sick or hurt and couldn’t work, what might she do to replace her income? Like many people, she hasn’t thought much about it. Robert shares some information about disability insurance and then they debate which of them would drown if he drove their golf cart into the pond ..read more

Robert’s mother visits the podcast and they talk about how his Camaro got sideswiped the week before. The other driver was at fault, but how will the experience be with the insurance company ..read more

A bicycle comes out of nowhere on a dark highway and hits Robert’s Chevy Camaro causing significant damage. Robert shares the story with his friend, Justin Candau, a catastrophic claims adjuster. The two go back and forth about how and why cars get totaled, keeping a car after it’s been totaled and whether the accident should have been a comprehensive or collision claim ..read more

Robert shares how his favorite radio station from the 90s introduced him to the band Savatage and their beautiful blending of keyboards and hard rock. He is less enthusiastic about rock operas, musicals or insurance products that blend life insurance with investments or living benefits ..read more

A Youtube video featuring Steve the Guardrail Guy inspires Robert to share a story of falling asleep while driving home after a Metallica concert on January 31, 1993. He hit several guardrails and caused damage to all four sides of a 1986 Mercury Cougar. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.   ..read more