Da’Sha joins the podcast to talk about her upcoming graduation from dental hygiene school. If something were to happen and she got sick or hurt and couldn’t work, what might she do to replace her income? Like many people, she hasn’t thought much about it. Robert shares some information about disability insurance and then they debate which of them would drown if he drove their golf cart into the pond ..read more

Robert’s mother visits the podcast and they talk about how his Camaro got sideswiped the week before. The other driver was at fault, but how will the experience be with the insurance company ..read more

A bicycle comes out of nowhere on a dark highway and hits Robert’s Chevy Camaro causing significant damage. Robert shares the story with his friend, Justin Candau, a catastrophic claims adjuster. The two go back and forth about how and why cars get totaled, keeping a car after it’s been totaled and whether the accident should have been a comprehensive or collision claim ..read more

Robert shares how his favorite radio station from the 90s introduced him to the band Savatage and their beautiful blending of keyboards and hard rock. He is less enthusiastic about rock operas, musicals or insurance products that blend life insurance with investments or living benefits ..read more

A Youtube video featuring Steve the Guardrail Guy inspires Robert to share a story of falling asleep while driving home after a Metallica concert on January 31, 1993. He hit several guardrails and caused damage to all four sides of a 1986 Mercury Cougar. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.   ..read more

Robert demonstrates how little he remembers about the history of exploration and European economic history, yet still has no reservations about connecting it to current insurance premiums for container ships cruising through the Red Sea in 2024. Also, a new feature on the podcast–“Robert Watches a Movie You Saw Ten Years Ago.” This week’s film is John Wick! BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. BMFInsurance.agency: Robert is also a busy insurance agent. Search and buy ..read more

Robert and Da’Sha share roommate horror stories, talk about the need for renter’s insurance when moving in together and why the $400 Christmas tree is covered on his policy while stored in her mother’s garage. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. BMFInsurance.agency: Robert is also a busy insurance agent. Search and buy great products online, including vehicle service contracts, travel insurance, life insurance and more at our agency site ..read more

Robert buys his teenage son a kit so he can assemble his own 1800s-era rifle. They discuss the location of vital arteries, Chinese organ thieves, whether or not your mother-in-law would sue if you shot her in the kneecaps, and gun insurance. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. BMFInsurance.agency: Robert is also a busy insurance agent. Search and buy great products online, including vehicle service contracts, travel insurance, life insurance and more at our agency si ..read more

Robert and Da’Sha traveled to Florida for a quick vacation. They share their frustrations with air travel etiquette and explain why they purchased the protection for a new pair of sunglasses ..read more

Robert is heading to holiday parties and uses the topic as a springboard to review a few things covered in previous episodes and answer listener questions ..read more