In a pivotal move aimed at enhancing work-life balance and boosting workplace productivity, Singapore has announced the institutionalisation of Flexible Work Arrangements (FWAs) as a permanent fixture in the employment landscape. Announced by the Ministry of Manpower, in collaboration with the National Trades Union Congress and the Singapore National Employers Federation, these guidelines are designed ..read more

In recent years, the Financial Independence, Retire Early (FIRE) movement has captured the imagination of those seeking to escape the traditional work-life trajectory, promising a pathway to early retirement through disciplined saving and aggressive investing. Traditionally, FIRE advocates a life where work becomes optional at an unusually early age, allowing individuals the freedom to live ..read more

In the bustling city-state of Singapore, where the skyline is as ambitious as its workforce, the story of Ashish Kumar broke the Internet (at least in the personal finance community in Singapore, it seems) as he challenged the norms that many of us live by. At the age of 31, Ashish made a decision that ..read more

In today’s digital age, the intersection of technology and personal finance has never been more prominent, particularly within the realm of banking apps in Singapore. These platforms have evolved from mere transactional tools into comprehensive financial companions, aiming to demystify and streamline the process of financial planning for the everyday user. The inspiration for this ..read more

Napoleon Hill’s “Think and Grow Rich” is a masterpiece that has influenced millions of people seeking success, prosperity, and personal development. Drawing upon his observations of successful individuals, Hill concocted a powerful formula for achievement that extends beyond mere financial gain. Reflecting on his book, I find myself deeply intrigued by its timeless principles. How ..read more

In the past 12 months, the labour market has been shrouded with news around retrenchments and in recent weeks, the government has moved to increase the retirement age and re-employment age to give a longer statutory protection to senior workers who want to work longer. Essentially, most of my peers are trying to stay employed ..read more

Let’s discuss a topic that’s close to the hearts and wallets of parents in Singapore, the future of your children. In recent years, many parents have been diligently topping up their children’s CPF accounts, believing in the mantra of building financial security for their children’s golden years. But recently, I stumbled upon a philosophy that ..read more

If you do not believe the traditional path to wealth of investing in diversified ETFs and compounding the returns for the long term, you’re in for a treat. Today, I will be discussing what I learnt from a book called “The Millionaire Fastlane” by MJ DeMarco, where the author challenges everything I thought I knew ..read more

A historical context of the ideal home ownership in Singapore In Singapore, the dream of owning a home is deeply rooted in our cultural and historical narrative. This ideal emerged in the early years of nation-building, as the government sought to provide stable, affordable housing to its rapidly growing population. The establishment of the Housing ..read more

Have you ever caught yourself pondering the undercurrents of our society, beyond the sparkling facades of prosperity? Well, I recently dived into Teo You Yenn’s “This Is What Inequality Looks Like” after hearing her speak in a recent podcast and it has been nothing short of a revelation for me. This book isn’t just making ..read more