Permanent total disability is a situation where an employee gets hurt so badly at work that they cannot return to any job. If you experience such an injury, you could require support for an extended period, perhaps for life. Understanding the benefits that are available for PTD is important for you as a South Dakota worker because it affects your income, future and family’s well-being. 1. Recognizing eligibility The first step is to know if you are eligible for PTD benefits. In South Dakota, you must be an employee who experienced an injury so severe that you cannot engage in any type of work ..read more

When a worker becomes permanently and totally disabled, the financial implications can be overwhelming. If you find yourself in this situation, you need to know your options for addressing the financial challenges and reclaiming your quality of life. It is important to remember that there are resources and support systems available. Understanding these solutions and asserting your rights can go a long way toward securing your future. Financial realities of permanent total disability According to South Dakota workers’ compensation law, a permanent total disability eliminates a worker’s occupati ..read more

In the realm of insurance claims, the evaluation of medical reports is important. When the insurance company disagrees with the findings outlined by your doctor, it can create issues in the claims process. Understanding the implications and possible courses of action can help you get fair compensation for your injuries. Request a second opinion For every 100 people in America, 12.4 health center visits happened in 2020. If the insurance company disputes your doctor’s medical report, you have the right to ask for a second opinion. This involves consulting another qualified medical professional ..read more

According to the South Dakota Department of Labor & Regulation, employers in the state do not have to carry workers’ compensation insurance, making it one of only two states without a mandate. Workers’ compensation is a valuable safety net for employees, providing coverage for workplace injuries and illnesses. However, it does not cover all injuries and situations. Injuries outside of the job Workers’ compensation covers injuries or illnesses that occur in the workplace or as a result of job-related activities. If an injury happens outside of work or during personal time, it typically ..read more

When workplace injuries occur, the workers’ compensation system can provide financial support to employees. One common question that arises is whether workers’ compensation covers surgery as part of the treatment process. Workers’ compensation typically covers medical treatment expenses resulting from work-related injuries or illnesses. These can include physician visits, hospital stays, prescription medications and, in many cases, surgical procedures. The main factor determining coverage for an operation is whether the surgery is necessary and directly related to the work-related injury. Type ..read more

Did you know that more than 4.6 million people received injuries that required medical attention and more than 4,000 died in workplace accidents in 2021? Many of these individuals received some form of workers’ compensation benefits. If you receive an injury at work, you may receive workers’ compensation benefits, but if you experience total permanent disability, you may receive these benefits. Temporary disability Even if you are permanently disabled due to a workplace injury, you will collect temporary disability for up to 500 weeks. However, you can request a hearing for long-term total dis ..read more

In South Dakota, notifying your employer about workplace injuries is essential in seeking compensation and medical treatment. The state has specific guidelines and regulations that employees must follow when reporting injuries sustained on the job. The first thing to do when you suffer a work-related injury in South Dakota is to seek medical attention. Your health and safety should always be the top priority, and delaying treatment can lead to more severe problems. Notifying your employer Once you receive medical treatment, the next step is to notify your employer. Do not delay in informing yo ..read more

An accident at work can lead to physical harm and affect you emotionally and financially. Fortunately, you may qualify for workers’ compensation benefits after an injury at your workplace. Navigating the workers’ compensation system can feel complex and overwhelming, but an attorney can help you move seamlessly through the process. 1. Navigating the complex claims process Working with an experienced attorney can bring peace of mind as you navigate your workers’ compensation claim. The attorney will help to ensure that you meet all the necessary deadlines and requirements to receive the full be ..read more

After getting injured on the job, you may find yourself ready to start looking for a new job. Whether for a change or inability to perform the task, many people face the same decision. According to the U.S. Department of Labor, 2.6 million nonfatal workplace injuries or illnesses occurred in 2021. Before making that decision, consider how it may affect your workers’ compensation benefits. 1. Will I retain benefits after starting a new job? You have the legal right to switch jobs while receiving benefits from your current employer. By doing so, you risk losing some of those benefits. How much d ..read more

South Dakota requires employers to carry workers’ compensation insurance to protect employees injured on the job from financial repercussions and employers from liability. If your injuries result in permanent impairment, you may also request a lump sum payment. Employee rights to workers’ compensation coverage South Dakota law requires injured employees to report a workplace injury to the employer within no less than three business days from the time it happens. Most employers will file a workers’ comp claim for you. However, should they refuse, you can file the claim directly using forms prov ..read more