How Does Filing for Bankruptcy Impact My Credit Score in Mississippi?
Pond Law Firm Blog
by developers
1M ago
At Pond Law Firm, we’ve been helping individuals and businesses with all aspects of bankruptcy for decades. Over this time, we’ve heard some common questions emerge. Many of these questions revolve around credit scores after bankruptcy, such as, “How much does your credit score drop when you file for bankruptcy?” Or, “How soon will my credit score improve after bankruptcy?” And, “Can you get an 800 credit score after Chapter 7?” These are important questions to ask and our bankruptcy legal services cover every step of bankruptcy. From the very start to life after bankruptcy, Pond Law Firm is h ..read more
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Legal Exemptions in Mississippi Bankruptcy
Pond Law Firm Blog
by developers
3M ago
If you’re facing bankruptcy in Mississippi, it’s vital to know what items are exempt from being seized during bankruptcy proceedings. Pond Law Firm assists individuals and businesses in working through bankruptcy filings every single day. It is our primary objective to protect as many of your assets as possible and inform you of your rights in Mississippi bankruptcy claims. What Are Some Possessions Exempted During Bankruptcy? Bankruptcy exemption rules in Mississippi protect some of your assets. Here, Pond Law Firm breaks down what you can expect to be exempt in your MS bankruptcy filing and ..read more
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How to File for Bankruptcy in Mississippi
Pond Law Firm Blog
by developers
3M ago
Pond Law Firm is all about assisting our fellow Mississippi residents in times of financial hardship. We are here to help you work through the process of bankruptcy and pave the  pathway to the fresh financial start you deserve. Knowing what to expect when filing for bankruptcy in Mississippi is a great place to start and we’re here to share more about the bankruptcy process in our great Magnolia state.  What Happens When You File Bankruptcy In Mississippi? Evaluate Your Financial Situation It’s important to consider all your financial factors to determine if bankruptcy is the right ..read more
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How Much Does It Cost to File Chapter 7 in Mississippi?
Pond Law Firm Blog
by developers
4M ago
Claiming bankruptcy in Mississippi can be a complex process, and Pond Law Firm is here for you every step of the way, guiding you through the process to keep it as simple and straightforward as possible. You’ve already got enough on your mind and navigating a complex bankruptcy doesn’t need to be added to your to-do list. Our experienced bankruptcy attorneys are here to help, protecting your rights and financial future along the way. If you’ve found yourself facing the reality of bankruptcy, it’s important to consider the costs associated with filing. Filing Chapter 7 bankruptcy in Mississippi ..read more
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Do Chapter 7 bankruptcy filers have to sell their property?
Pond Law Firm Blog
by developers
4M ago
There are different types or chapters of bankruptcy that individuals can file depending on their circumstances. There are certain types of bankruptcy that only apply to businesses and others that are primarily useful for those in specific professions, like farming. For individuals filing for personal bankruptcy, Chapter 7 and 13 proceedings are the most common. Some people refer to Chapter 7 bankruptcy as liquidation bankruptcy. It may only take a few months after someone files their initial paperwork for the courts to approve the discharge of their unsecured debts. The law sometimes allo ..read more
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What does the automatic stay do in bankruptcy?
Pond Law Firm Blog
by developers
4M ago
People who are drowning in debt often wonder how they’ll make ends meet. Just knowing that they owe money is stressful enough, but having the creditors try to contact them constantly adds more stress. Once someone realizes they need to take the step of filing for bankruptcy, they should learn about the protections that this opportunity affords. The bankruptcy court will issue an automatic stay when you file. This protection prevents creditors from trying to collect money from you while your case remains active. With very few exceptions, you won’t have to worry about creditors trying to contact ..read more
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Why do you spend so much on a credit card?
Pond Law Firm Blog
by developers
4M ago
When debt gets to be too much, you might start looking at your credit card bills. What you’ll be surprised to find is that you’ve spent more than you thought you did. In fact, this can get to the point where you can’t pay off the card and then you start compounding interest on top of what you owe. That is often one of the key steps that happens as people move toward bankruptcy, simply because the debt becomes overwhelming. But why does this happen? You didn’t set out, intending to spend too much money, and many people end up blaming themselves for their own financial situation. But the truth i ..read more
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Why is it typically better to file for bankruptcy sooner?
Pond Law Firm Blog
by developers
4M ago
Some people put off filing for bankruptcy because they are scared of the consequences or worried about what others might say. Some delay because they believe they are too busy to make it a priority right now or because they still cannot accept the reality of their situation.   The problem with delaying is that it will typically make the situation worse. Here is why: Your debt will increase Interest and late payment fees can soon send your debt rocketing, especially with credit card debt. Dealing with matters sooner means you enter bankruptcy owing less, so you can hopefully emerge wi ..read more
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Are you ready for the emotional impact of bankruptcy?
Pond Law Firm Blog
by developers
4M ago
The decision to file bankruptcy is one that’s usually not made until every other option has been exhausted. Many people think that they will feel an overwhelming relief when they file, but this isn’t always the case. In some instances, negative emotions can occur.  It helps some people to remember that bankruptcy is a legal way to reclaim your financial health. Many people who file for bankruptcy were put in a financial bind because of factors they can’t control. Astronomical medical bills or unexpected job loss are two of the more common reasons for bankruptcy.  Learn to balanc ..read more
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The undeniable link between cancer and bankruptcy
Pond Law Firm Blog
by developers
4M ago
Individuals diagnosed with cancer now have a much better prognosis than they did a few decades ago. Even children with cancer are more likely than not to survive in most cases. Of course, getting to remission isn’t an easy process. Typically, those with cancer require months of intensive and debilitating treatments. Often, people with cancer cannot work during their treatment and may need a few months to recover even after achieving remission. Chemotherapy and radiation treatments, for example, can make people even sicker than they were at the time of their initial diagnosis. Recovering from c ..read more
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