Are you thinking about taking the plunge into homeownership? I’ve gotcha covered! I know a lot is whizzing around in your noggin right now – money matters, those mortgage rate thingies, the crazy housing market, and whatnot. I'm here to untangle that web and help you see the light at the end of the real estate tunnel. So, let's get real – sure, what's happening in the housing market is like the highlight reel of your decision, but guess what? Your life and your wallet are the real VIPs in this show. NerdWallet – ever heard of them? – they hit the nail on the head: "Market trends are like seas ..read more

Did you check out your last vacation rental and think, "Gosh, it would be nice to own a place like this to return to year after year." The allure of owning a vacation home is understandable. Having a personal getaway where you can create lasting memories and escape the stresses of daily life is a dream for many. While owning a vacation home is certainly a luxury not everyone can enjoy, it may be closer to reach than you think, especially if you treat it like an investment property from the beginning. Choose a Location That Captures Your Heart  If owning your own piece of 30A or a mountai ..read more

Purchasing a new construction home is an exciting milestone in anyone's life. The thought of designing your dream home from scratch, choosing the perfect finishes, and enjoying the modern amenities is undeniably appealing. However, amidst the excitement, you might wonder if enlisting the help of a REALTOR is necessary. Today, we are delving into the reasons why working with a REALTOR® can be invaluable when purchasing new construction. 1. Expert Guidance: When it comes to navigating the real estate market, a professional REALTOR is your trusted guide. They possess extensive knowledge of the i ..read more

Owning a home is a dream for many people, but the process of saving up enough money for a down payment can seem daunting. However, with careful planning and a few savvy strategies, it is possible to make this dream a reality. Here are five tips for saving for home ownership: Set a Realistic Goal:  The first step in saving for a down payment is to set a realistic goal. You should determine how much money you will need for the down payment, closing costs, and other expenses associated with buying a home. It is important to be realistic about your budget and not set an unattainable goal tha ..read more

You're nervous you won't be pre-approved to buy a home but end up being approved for a LOT more than you ever planned on spending. Wait, what?!!  This happens more often than you think. Because lenders consider more than just your credit score, it's common to find out you're pre-approved for thousands and thousands of dollars more than you ever dreamed of spending. So, what should you do? It's tempting to throw caution to the wind and start looking at homes near your top dollar, but I always remind my clients to think about their lifestyle and spending priorities. For example, do they go ..read more

Calling all entrepreneurs, solopreneurs, and small business owners! ?? You started your own business, and the hustle is paying off in steady growth. As you drive around town, you can’t help but notice the For Sale signs that have popped up. Excitement creeps in as you start thinking about furniture and appliances. GASP. Could you be ready for homeownership? I know the thought of buying a home is scary for a lot of people, especially small business owners. Believe me when I say that if you can own a business, you can own a home. But there are a few things you need to know, first! First, most m ..read more

Everyone talks about how much buying a new home costs, but I'm here to tell you how to SAVE money when buying a new home! Like...big money. There are four things you can do to potentially help you save thousands of dollars when buying a new home. HINT: Number 3 is CRUCIAL! 1. Hire a team of professionals. Hiring the right team of professionals will save money (and headaches)! They know the red flags to watch for and what's standard for the local market, plus they are experienced negotiators. 2. Do the prep work. Meet with your lender early in the process and assess whether you need to do a fe ..read more

One of the most frequently asked questions we get in today’s crazy market is “How do I know what to offer?” Our clients want to know if they HAVE to submit an offer over asking price. Or if they can look at homes outside of their price range? There are a few things we always take into consideration before hitting SUBMIT on your offer. ? 1. What have comparable homes in the area sold for recently? Is the homeowner’s asking price in line with the rest of the neighborhood? 2. How long has the home been on the market? If it's day one and there are already multiple offers, you might need to submit ..read more

Today is Get Smart About Your Credit Day, so we wanted to share four tips to get your credit score pre-approval ready. If you’re in the market to buy a home—or are even just thinking about buying—it’s important to get pre-approved for a mortgage because it helps you better understand what you can borrow and shows sellers you're serious about purchasing their home. Here are 4 steps you need to take to get your credit score in tip-top shape: 1. Meet with a lender Have them pull your credit score and talk you through it. If there are any discrepancies, report them to the credit reporting agencie ..read more

Just because it’s spooky season, buying a home doesn’t have to be scary! ? Research shows that homeowners not only build wealth simply by owning the home they live in, but they also feel higher levels of joy as a homeowner.  The median net worth of a homeowner is 46 times HIGHER than renters! Investing in homeownership creates an opportunity to build equity and increase wealth over time. With rent prices increasing 3-4% each year, investing in homeownership can stabilize your housing expenses. Get a good grip on your budget before buying your home and have a stable and affordable mo ..read more