Beyond the 401k: The “Where to Invest Next” Order of Operations
Uncommon Cents Investing Blog
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3M ago
The goal of retirement is to live out your golden years in comfort, correct? Then it’s critical to make the most of your retirement savings strategy. And for many, contributing to an employer-sponsored 401k plan ..read more
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Should Couples Retire Together or Separately?
Uncommon Cents Investing Blog
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3M ago
After spending decades working hard and earning paychecks, it seems like a given that a married couple would want to sail off into the sunset to enjoy their new enriching life together. However, it may ..read more
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A Financial Wellness Check: Preparing for a Prosperous New Year
Uncommon Cents Investing Blog
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4M ago
As we approach the end of the year, there is no more critical time for planning your finances. It’s your last opportunity to review where you are with your 2023 goals and your best opportunity ..read more
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Credit Freeze: What is it and When Does it Makes Sense?
Uncommon Cents Investing Blog
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5M ago
If you’ve applied for credit or a job, you know how essential your credit report is. Lenders rely heavily on them for evaluating your financial history to determine if you qualify for a loan or ..read more
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Using Tax-Loss Harvesting to Minimize Capital Gains Taxes
Uncommon Cents Investing Blog
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5M ago
So far, in 2023, investors are enduring a bit of a roller coaster ride, with stocks producing gains through mid-year and sliding into losses toward yearend. While stock market downturns are inevitable, there’s no way ..read more
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10 Benefits of Dollar Cost Averaging
Uncommon Cents Investing Blog
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6M ago
Concerns about volatility and competing demands for your money can make investing challenging. Dollar cost averaging (DCA) is an investment strategy where you invest a fixed amount of money at regular intervals, regardless of the ..read more
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Your Final Gift: A Checklist for End-of-Life Planning
Uncommon Cents Investing Blog
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7M ago
Peace of mind is a final gift you can give your loved ones—affording them the knowledge of your end-of-life wishes. Creating a plan for your loved ones when you die is an essential part of ..read more
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5 Tips for Choosing the Right Health Insurance Plan During Open Enrollment (Medicare)
Uncommon Cents Investing Blog
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8M ago
The complex Medicare landscape makes enrollment a daunting process. There are so many options to consider, each with its own medical and financial implications. Whether you’re new, or reassessing a current plan, the Open Enrollment ..read more
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Case Studies: Real-Life, Pre-Retirement Debt Payoff Success
Uncommon Cents Investing Blog
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8M ago
Managing debt as we near retirement is a great way to free up cash flow and offer peace of mind. It’s a relief to know your investments and assets have increased financial security as you ..read more
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The Key to a Fulfilling Retirement: It’s All About Connection
Uncommon Cents Investing Blog
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8M ago
In 1938, an ambitious project began at Harvard University. Researchers aimed to answer a straightforward yet elusive question: What truly brings happiness in life? Their study spanned an impressive 85 years, collecting insights from 724 ..read more
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