Are Checks Safe for Your Small Business? 6 Things You Need to Know erice Wed, 09/20/2023 - 9:33 AM Business Insights Don’t let fraud prevention fall by the wayside. To survive in a world full of scammers and thieves, small businesses must take cybersecurity and check fraud seriously. Never trust a suspicious check, and don’t hesitate to request an alternative payment. Utilizing check payments to pay your vendors may also be putting your business at risk. Learn more about check fraud and how to protect your business. Bank checks are still the most popular method for making business-to-business ..read more

Holiday Budgeting Tips erice Thu, 11/09/2023 - 11:14 AM Personal Insights Gear up for the season with our holiday budgeting tips! Maximize your festive cheer while staying on track with your financial plans. While it’s better to give than receive, you can take charge of your expenses this season with effective holiday budgeting tips.   Understanding Our Spending Intentions Before we get into our budgeting tips, it’s important to understand why you might be tempted to buy more this holiday season. Stress can be a key factor in overspending and is sometimes more stressful than the holidays ..read more

Making Integrated Payables Work: How to Help Your Money Do More erice Tue, 11/07/2023 - 9:41 AM Business Insights Making Integrated Payables Work: How to Help Your Money Do More If you’re still running manual payment processes, you may be leaving money on the table. Learn how treasury processes like integrated payables have a direct impact on both your cash flow and vendor relationships. Treasury processes like integrated payables can have a direct impact on both your cash flow and vendor relationships. And yet, many accounts payable (AP) departments rely on manual, unintegrated systems to ma ..read more

The Skilled Labor Shortage: Attracting Millennials and Gen Z to American Manufacturing Jobs kfager Wed, 11/01/2023 - 5:11 PM Business Insights Skilled labor plays a critical role in keeping the cogs of the economy running smoothly. The manufacturing industry’s ongoing skilled labor shortage is marked by some concerning trends. While the manufacturing industry, like many others, faces challenges related to economic uncertainty and inflationary spirals, it’s also dealing with global logistics backlogs, supply chain bottlenecks, and cyberattacks. The continued loom of a talent shortage may affec ..read more

Recognizing the Signs of Financial Abuse cpopper Mon, 11/06/2023 - 5:11 PM Personal Insights Every year, vulnerable Americans suffer losses of over $28 billion due to financial exploitation, as reported1 by the AARP. Shockingly, only a quarter of all frauds against the elderly are reported to law enforcement. At Wisconsin Bank & Trust, a division of HTLF Bank, we are dedicated to safeguarding our vulnerable customers, and we are here to help you recognize and understand the signs of financial exploitation or abuse. Take steps to help protect yourself or your loved ones from these devastin ..read more

Fraud Awareness and Imposter Fraud erice Thu, 10/26/2023 - 12:05 PM Personal Insights Click here to view an important note before clicking on links within the video. Join host Emily Stevens, Senior Marketing Professional at HTLF, in a thought-provoking conversation with Tracy Swaim, Fraud Risk Manager, and John Fick, Fraud Director at HTLF. This conversation involves the intricacies of Fraud Awareness and Imposter Fraud, shedding light on vital strategies for financial security. They'll discuss what today’s Imposter Fraud looks like and what to do when it comes to protecting your f ..read more

Decoding Cash Flow Woes for Small Business: Your Most Common Issues and Three Ways to Avoid Them erice Wed, 10/25/2023 - 11:37 AM Business Insights Cash flow management is crucial for the success of your small business. By understanding your inflows and outflows and anticipating common cash flow pitfalls, you can leverage best practices and make better-informed, data-driven business decisions. As a small business owner trying to survive these turbulent economic times, being strategic with your cash flow is essential. When small businesses fail, poor cash flow management is often a contributin ..read more

Quarterly Market Review: Q3 2023 cpopper Wed, 10/18/2023 - 11:18 AM Business Insights Quarterly Market Review: Q3 2023 By: Paul Dickson, Director of Research and Giri Krishnan, Senior Portfolio Manager Does a Resilient 2023 Portend Trouble in 2024? Economic trends continuing through the third quarter prompted the Federal Reserve (Fed) to hike rates again. The Fed cautioned that further tightening, or at least a prolonged period of tight monetary policy, may be necessary. Concerns over the impact on economic activity are growing as it is now 18 months since the beginning of the tightening cycl ..read more

Small Business Fraud Prevention Checklist: Training Employees to Protect Your Bottom Line erice Tue, 10/10/2023 - 2:21 PM Business Insights Small business owners can’t overlook their fraud prevention strategies. The extra cash you might save from cutting corners isn’t worth the money you could lose to scams and hackers. Ensure your employees are well-versed on all the latest techniques cybercriminals use to obtain corporate money and company data. Employees are your most vulnerable access point when it comes to fraud. Malicious actors can easily infiltrate their emails and personal devices to ..read more

WEBINAR | Fighting Fraud: Strategies To Help Protect Your Business erice Mon, 10/02/2023 - 8:58 AM Business Insights Thursday, November 2, 2023 11:00 a.m.-12:00 p.m. MT Thursday, November 2, 2023 10:00 a.m. - 11:00 a.m. CT Wednesday, November 1, 2023 11:00 a.m. - 12:00 p.m. MT Wednesday, November 1, 2023 2:00 p.m. - 3:00 p.m. CT Tuesday, October 31, 2023 10:00 a.m. - 11:00 a.m. CT Thursday, November 2, 2023 2:30 p.m. - 3:30 p.m. CT Wednesday, November 1, 2023 10:00 a.m. - 11:00 a.m. CT Wednesday, November 1, 2023 3:00 p.m. - 4:00 p.m. MT Tuesday, October 31, 2023 2:00 p.m ..read more