What forms of money are recognized in every country of the world? What forms of money are recognized in every country of the world? I would argue only three: U.S. Dollars – specifically $100 bills Gold – bars, coins and jewelry Silver – bars, coins and jewelry What forms of money can you practically carry (transport) to other countries? The amount of U.S. Dollars is probably limited to $10,000 until eyebrows are raised. Silver of any significant dollar amount is too heavy. That leaves gold, whose value is the most concentrated and the most portable. Plus, many countries do not have currency co ..read more

Has Gold and Silver Finally Broken Out? Has gold and silver finally broken out? These two metals have historically been the place to put your wealth during chaotic or uncertain times; right now, the times fit that description. In the last few months, especially the last few weeks, gold and silver have been breaking through their perceived ceiling to reach new heights. So why is this happening, and should we expect more records to be broken going forward? Gold and Silver Hitting Historic Milestones Over the past few months, gold and silver have gained momentum and surged past significant milest ..read more

The Gold-to-Silver Ratio The Gold-to-Silver Ratio is a helpful method of interpreting the prices of gold and silver. Often abbreviated as Au/Ag, this ratio represents the amount of silver one can acquire with a single ounce of gold at a given moment in time. While it may seem like a simple comparison, this method is very helpful for people who are new to buying precious metals or have been buying them for a long time. What is the Gold to Silver Ratio? The Gold-to-Silver Ratio is calculated by dividing the current price of gold by the current price of silver. For instance, if gold is trading at ..read more

Gold Surges to New All-Time Highs: And We Aren’t Done Yet! With a backdrop of economic uncertainty and global volatility, gold has surged to all-time highs. This is continuing a trend of gold breaking its record again and again over the last 12 months. The precious metal’s rise has been pushed by a combination of factors, including inflation, geopolitical tensions in Eastern Europe and the Middle East, and a cutthroat upcoming election. Hedge on Inflation In the last month, gold broke a new record and there is reason to believe it will continue to grow. The surge in demand for gold as a hedge ..read more

2024, How Bad Could It Get? 2024 may be one of the most influential and critical years in recent history that could decide the future of the United States of America. It all comes down to the upcoming election. Although none of this is concrete, these concerns are based on actual observations. I see it as a real possibility that they could manifest in the coming year. The 2024 presidential election can potentially be the most controversial and heated election in our country’s history. I do not want to spend time explaining the ideological differences between Donald Trump and Joe Biden. I am as ..read more

Does anyone (read ‘Big Brother’) know that you have gold and silver??? Benefits of Precious Metals Ownership – #1 PRIVACY Short answer – only if you have revealed your social security number as a part of your transaction. Many people choose to pay in cash up to the non-reportable, non-structuring limit of $10,000. Others will use a personal check or bank wire transfer. Yes, the bank will know that you paid some entity, but any wire or check does not automatically associate itself with a precious metals dealer. Our business names ‘Fisher PM’ or “’The Liberation Group, Inc.’ are very benign. We ..read more

My Barber, My Tailor, and Breakfast on the Beach What does that have to do with precious metals?  It really has more to do with an economy that needs more money, and soon! My Barber I see my barber every three weeks.  He was always fully booked weeks out.  When I last saw him, I asked him how his business was.  He replied, “slower than he ever remembers”.  Men are waiting an extra week or two between haircuts.  Someone at home is cutting their hair.  He can’t raise prices for fear of driving his remaining customers away.  And, of course, his costs are go ..read more

Silver Round vs. Silver Coin: What is the Difference? Within the realm of silver investments, two options typically emerge. One of the most common questions I get is which of these two options is a better investment. These are silver rounds and silver coins, but what is the difference between them, and which one should you buy? Silver Rounds: Silver rounds are bullion coins minted by private mints rather than the government. They are typically made of .999 fine silver and come in various sizes and designs. Unlike coins (like the Eagle or Maple), rounds do not carry face value and are not consi ..read more

Predictions For 2024 – Good, Bad and UGLY                I do not have a crystal ball, but these predictions are the distillation of everything I have read and everyone I have spoken with in and outside of the industry. MORTGAGES Mortgage rates will fall below 6% for credit scores above 750.  Marginal credit will see interest rates around 6.5% PREDICT MORE INFLATION Real inflation (not the fake, self-serving government numbers) will outstrip wage growth.  The Low and middle income households will get poorer in ..read more

The Houthis, Iran, and the Price of Gold The American and British Intervention Thursday morning, the United States and the United Kingdom conducted a strike targeting Houthi forces in Yemen. The Houthis ongoing aggression in Yemen and harassment of trade in the Red Sea prompted this military action. Their location in Western Yemen puts them in a great position to harass global trade. The Suez Canal is one of the most essential locations influencing global trade as it allows cargo ships to avoid sailing around the Cape of Good Hope in South Africa. However, the Houthis have consistently committ ..read more