No one likes to fail but fear of failure can hold us back from amazing opportunities. Taking risks and learning from the inevitable failures along the way allows us to live much more rewarding lives ..read more

Cut your expenses and start investing your savings as soon as possible – the magic of compound interest rewards you over time ..read more

Creativity isn’t just for artists. It’s in our blood. And although society does everything it can to smother it, you can still flex your creative muscles in order to win it back. The only way to do that, however, is to face your fear of failure and take immediate action ..read more

A useful set of principles for effective long-term wealth management, which can be applied equally well to managing a nest egg of $1 million or $1 billion, regardless of time and family complexity, and whether your ambitions are aggressive or conservative, can be outlined as follows: 1.Take Charge and Do It Early: You must educate yourself about your family finances and decide how to structure family and financial goals so they can become integrated and reinforce one another. If this is not done early, forces such as taxes, fees and inflation can erode your family’s wealth.After you and other ..read more

Modern life is full of time thieves. Whether it’s your phone buzzing in your pocket with the latest tweet, a colleague interrupting you in the middle of an important task or the daily barrage of emails, your time is constantly being stolen from you, minute by minute, hour by hour. And once you’ve lost that time, you can never get it back again. To remain focused and make sure these time thieves don’t get the upper hand, you need to keep a few tricks up your sleeve. Here are a few ways to improve your time management skills Do you ever wish you could have an extra hour in the day to read, exe ..read more

How many habits do you have? You might need a minute to think about that question, because habits are, by definition, behaviors that we perform automatically, with little or no thought. From making a coffee when we get up in the morning to brushing our teeth before bed at night, our habits subtly guide our daily lives. As a result, you may not realize how much power there is in habits. If repeated every day, even the smallest actions, from saving a dollar to smoking a single cigarette, can accumulate force and have a huge effect. So understanding and embracing habits is a great way to take con ..read more

Getting on top of your personal finances can be tricky. For millennials, it’s a trickier proposition still, because this generation faces a unique set of economic and financial challenges. But if your financial situation poses a problem, avoiding that problem will only make it worse. It’s time to rip off the band-aid, bank-account-wise. The sooner you learn to budget, start to save, and educate yourself about investment options, the sooner you’ll achieve financial success. Being debt-free and financially autonomous has a positive knock-on effect that you’ll notice in every aspect of your life ..read more

We may feel uncomfortable talking about finances. We might feel that we haven’t grown up with the right knowledge. But in the modern world, we all need to take care of our finances to get ahead. It’s time to let go of the stereotypes. There’s no reason for us to shy away from taking a keen interest in finances. In this post, you’ll learn about the practical tools you need to take control of your finances –  from getting out of debt, to protecting yourself from the unexpected, to saving money and building up your wealth.  Your journey to financial success begins with the motivation to ..read more

Ever noticed that everyone around you seems to be fascinated by the stock market, and that everyone from your professor to your dry cleaner has a “hot tip” for you? Sure, it’s tempting to plunk down your extra pennies into the newest hot fund – but how are you supposed to pick a trustworthy one?   Let this post take the mystery out of the world of investments by showing you how our economic system got to be the way it is today, and why it works as it does. By understanding the forces that guide the markets, you’ll start to see why markets rise and fall and what, exactly, affects stock pri ..read more

In a world where so much attention is devoted to money and happiness, it’s bizarre that the link between the two is so poorly understood.  Data and research consistently show that happiness isn’t related to how much money you have or how much money you make, but rather on how you spend it.  This post highlight five principles which show you how to spend your money in a way that makes you happier. While some may seem counterintuitive, each suggestion is highly applicable in your daily life.   Cash, cars and luxury houses might seem to guarantee happiness, but it’s not the ca ..read more