Rental car companies know people are notoriously rough on their vehicles, so they charge drivers for even the slightest damage. But how do you prove damage wasn’t your fault? Follow these simple steps to protect yourself from an expensive rental car damage claim on your auto insurance. Prevention is critical Today I want to talk about the preventative side of auto insurance. When renting a car, there’s always the possibility the vehicle was damaged before you got behind the wheel. So let’s talk about the steps you can take to prevent the rental company from charging you for someone else’s car ..read more

I’m frequently asked, “Craig, do I need to buy the rental car insurance when I rent a car?” And the answer is, “Yes … or No.” It depends on several factors. Check your personal auto insurance policy If you have a personal auto policy with adequate coverage, you shouldn’t have to purchase rental car insurance. Do you have a “comp and collision” deductible? Do you have property coverage to protect you if the vehicle is damaged, plus liability coverage if you hurt someone or damage their property? Now, if you’re using the rented vehicle for business use, your personal auto policy is not&nbs ..read more

As an independent insurance agent, I can “shop around” on your behalf, to compare lots of lots of different insurance providers. I’m also the vice president of sales at OneSource Insurance Group in Ozark, Missouri. So I collaborate with other experts within OneSource who specialize in other professional services to make your life easier. An insurance agency in Ozark Missouri (and so much more) If I can’t meet the need directly, I can probably work with someone else – either within OneSource or through my network of business contacts. And I can remain the primary contact for the client, so simp ..read more

I always love it when people ask if I can insure something strange or unusual. I don’t recall a time in my career when I’ve simply said, “No.” Because I have access to such a broad range of insurance providers, I can always search for something to meet an insurance need. I can at least try. If someone says, “Have you ever insured this before?” I may have to say, “No – not yet. But I’m willing to try.” Someone recently asked if I’d ever insured a musician. And I hadn’t, but I worked hard to find insurance products to fit that need. If I can’t meet the need directly, I can probably work with som ..read more

An agent that sells State Farm insurance can only sell State Farm policies. The same goes for Shelter Insurance, Allstate, and other proprietary carriers. But an independent agent (like Mr. Insurance Craig Henley) has access to many carriers. I can “shop around” on your behalf, to compare lots of lots of different insurance providers. I find the best options and give you a set of choices. You don’t have to contact each insurance provider, one by one, and go through each application process. I handle that entire process. Insurance Carriers I also collabor ..read more

Tragedy is unique, indiscriminate and expensive. So, when a client comes to Craig Henley needing insurance coverage, he treats them as more than algorithms and numbers. As vice president of sales at OneSource Insurance Group LLC, he works to customize plans that meet individual needs. Read the entire story ..read more