Moncera's overview Moncera offers mostly medium and long-term consumer loans. As of July 2022, interest rates commonly vary from 6% to 11% – a level lower than for most competitors -. A buyback guarantee is provided by the loan originator. In addition, real-estate loans were introduced on the platform in March 2021. My opinion on ..read more

Lendermarket's overview Lendermarket allows to invest in consumer loans yielding from 12% to 15% annually; they’re secured by a buyback guarantee. My opinion on Lendermarket In a rather striking way, is the exact opposite of . While the latter belongs to Placet Group – one of the most reliable lending groups -, the former lists ..read more

Investing in loans isn't as easy as it seems At first glance, investing in loans seems easy and safe. They indeed look like an investor’s dream made true, promising a low risk combined to high returns. Imagine… you invest € 1,000 for a year in a loan with 12% interest rate; after one year you ..read more

ReInvest24's overview Like or , ReInvest24 allows to invest in real-estate backed loans. What sets this platform apart is that they also list their own development or rental projects. Most investments on the platform are medium or long-term (6 months to one year), and the expected returns stand around 14% annually. My opinion on ReInvest24 ..read more

Esketit's overview was launched by the founders of Latvian lending group Creamfinance. This platform lists mostly short-term consumer loans with annual interest rates between 12% and 14%. They’re secured by a buyback guarantee A buyback guarantee is a guarantee provided by the platform or a loan originator. If repayment of a loan is delayed by ..read more

Website changes I published my previous portfolio review in November 2021… so much for a monthly review ! I’m currently trying to update reviews, as several of them are hopelessly out-of-date. Among them, I will probably rewrite review from scratch as a lot has changed for this platform thanks to the regulation. Noteworthy news from ..read more

Website changes I managed to bring many reviews up-to-date; among them, , , or . What comes next is a total rewrite of several hopelessly outdated reviews, such as and . Noteworthy news from the crowdlending world Like last months, several pieces of news are related to compliance with new regulations. Indeed, both Mintos and ..read more